Gesa Richland WA Credit Union | Best Auto Loans & Checking Accounts

Introduction

Welcome to Gesa, your trusted financial partner in the heart of Richland, Washington! Located at 825 Goethals Dr, our branch has been serving the community since 1953. With a strong commitment to our members, we currently support over 291,761 individuals and families in achieving their financial goals. At Gesa, we take pride in our robust financial standing, boasting total assets of $5,565,453,827 and total deposits reaching $361,381,628. Our dedication to responsible lending is evident with a total of 194,910 loans and leases provided to our valued members. We believe that your success is our success, and that's why we focus on providing a wide array of services designed to meet your personal and business banking needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 825 Goethals Dr, Richland, WA 99352. If you have any questions or need assistance, feel free to call us at 509-378-3100 or send us a fax at 509-378-3436. Under the leadership of CEO Don Miller and Board President Geof Griebel, we are continually striving to enhance our services and support for the community. Our dedicated team of 848 employees is here to assist you from Monday to Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. Join us at Gesa today where your financial journey begins! Explore more about our offerings by visiting our website at Gesa. We look forward to being part of your financial success story!

Branch History & Mission

Community Commitment

Our commitment extends into the heart of Richland and beyond. Gesa actively participates in local events and initiatives that support education, health, and wellness in our community. We partner with local organizations to ensure that we are not just a bank but a valued member of society that contributes positively to the lives of those around us. While members can visit us at 825 Goethals Dr, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to reach out at 509-378-3100. Join us at Gesa where your financial journey matters. Experience firsthand how we can help you thrive in today's world while making lasting connections within our vibrant community!

Our Mission

At Gesa, our mission is simple: to empower individuals and businesses through accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's opening a checking account, securing an auto loan, or planning for retirement. Our focus goes beyond just transactions; we strive to make a positive impact in the lives of our members by offering personalized service and community outreach programs. We understand that banking should be convenient. That's why we provide various services tailored to meet your needs. Members can take advantage of our online and mobile banking options, which include easy account management and secure mobile payments. For those who prefer in-person service, we offer lobby hours from Monday to Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. Plus, with an ATM on-site and drive-thru banking available, accessing your funds has never been easier.

Branch Location & Accessibility

Accessibility Features

At Gesa, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably. With ample parking available, you won't have to worry about finding a spot when you visit us.

Conveniently Located

Situated near popular landmarks, our Richland branch is easily accessible for all members. You can find us close to several local businesses and parks, making it a breeze to drop in during your day-to-day activities. If you're traveling from nearby areas, rest assured that our location is easy to navigate.

Operating Hours Tailored for You

We understand that life gets busy, which is why we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM. Whether you need assistance on a weekday or prefer to stop by on the weekend, we are here when you need us.

Services Designed with You in Mind

Gesa offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to guide you through each option. We also provide convenient drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're in need of cash after hours, our ATM is available for your convenience. If you ever need to reach out with questions or need assistance before visiting, feel free to call us at 509-378-3100. We're always happy to help! In conclusion, Gesa at 825 Goethals Dr is more than just a credit union; it's your local financial partner dedicated to serving the Richland community. We invite you to stop by or give us a call today!

Member Eligibility

At Gesa, we believe that everyone deserves a financial partner who cares. Becoming a member is easy and opens up a world of benefits tailored just for you. If you live, work, or attend school in the communities we serve, you're likely eligible to join our family! We welcome individuals from various backgrounds, and whether you're looking for personal banking solutions or business services, we've got something for everyone. To get started on your membership journey with us at our branch located at 825 Goethals Dr Richland Wa 99352, simply visit our website for detailed eligibility criteria at https://www.gesa.com/about/about-gesa-membership/. Once you're ready to take the next step, check out how to open an account easily at https://www.gesa.com/coupon-enrollment/. If you have any questions or need assistance, don't hesitate to reach out to us at (509) 378-3100. We can't wait to help you thrive as part of the Gesa community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make daily operations smoother. Imagine accepting payments seamlessly whether your customers pay with cards or mobile wallets. This convenience not only enhances customer satisfaction but also allows you to focus on what matters most growing your business. Discover how we can partner with you at 825 Goethals Dr Richland Wa 99352 in Richland. Let's work together to turn your vision into reality! For more information, call us at (509) 378-3100 or visit our website at Gesa.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized Business Banking services that include Merchant Services and Business Loans. We're here to support your growth with tailored solutions that fit your unique needs.

Convenient Access Points

At Gesa, we understand that convenience matters. That's why we provide various access points like our ATM & Cash Withdrawal Services available at multiple locations, as well as basic drive-thru banking for quick deposits and withdrawals. You can rely on us for easy access to your funds when you're on the go.

Financial Support and Credit Options

In times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide you with the financial relief you need. Plus, our Credit Cards with Rewards allow you to earn points for purchases you make every day it's a great way to get something back for your spending!

Join Us Today!

We invite you to visit us at 825 Goethals Dr Richland Wa 99352 in Richland, WA, or give us a call at (509) 378-3100 to learn more about how we can assist you with all your financial needs. Experience the difference that comes with being part of a community-focused credit union like Gesa. Whether online or in-person, we're here for you! For more information about opening an account or exploring our services further, visit us online at Richland (goethals).

Personal Banking Options

Our personal banking services include Checking & Savings Accounts, designed for everyday banking needs while helping you save for the future. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills right from your phone or computer. If you're considering buying a car, our Auto Loans & Vehicle Financing options make it simple to drive away in your dream vehicle with competitive rates and flexible terms. We also offer Mortgage Loans & Refinancing to help you secure a home or lower your current mortgage payments.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking service available at https://www.gesa.com/, you can access your accounts whenever it suits you. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly platform makes it simple. You can also enjoy the convenience of e-statements, allowing you to view your financial statements electronically and reduce paper clutter.

Mobile Banking on the Go

Stay connected with our mobile application. It puts all the power of online banking right in your pocket. Whether you're at home or on the move, you can manage your accounts effortlessly. Plus, with person-to-person transfers available, sending money to friends or family has never been easier. At Gesa, we believe in making banking accessible and straightforward for everyone. Dive into our digital offerings today and experience how easy managing your finances can be!

Secure Transactions

Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and verified, giving you peace of mind with every click. Plus, our mobile payments feature allows you to make purchases directly from your smartphone with confidence.

Financial Strength

A Solid Foundation

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This level of staffing helps us maintain high-quality service for all our members.

Member-Centric Savings

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases available.

Strong Member Trust

Total Share Accounts stand at an impressive 557,049, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our net income of $0, which supports our ability to offer competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 825 Goethals Dr Richland WA 99352 or call 509-378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines and Refinancing Options

Additionally, if you're looking for more flexibility with your finances or need assistance managing existing debt, consider our total credit lines of $1,234,049,362. Refinancing options are available as well talk to one of our representatives about how we can help lower your payments or free up cash flow. At Gesa Credit Union in Richland, WA, we pride ourselves on being a community-focused institution that puts our members first. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us or give us a call today! Let us help you find the perfect loan product that fits your needs and makes financial sense for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We aim to assist you through every step of the process, ensuring that you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances effectively is crucial for our members. We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards come with various benefits tailored to your spending habits while offering competitive interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs. LendMesh stands out for several key reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans