Numerica Credit Union Richland WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Numerica Credit Union at 3045 Duportail St, Richland, WA 99352, where we believe that your financial well-being is our top priority. Established in 1937, we have grown alongside our community, proudly serving over 175,000 members and managing total assets of $4,030,322,773. Our commitment to fostering a supportive environment for our members has made us a trusted financial partner in the Tri-Cities area. At Numerica, we understand that every member's needs are unique. Whether you're looking for auto loans or seeking advice on personal banking solutions, we're here to help you navigate your financial journey. With total deposits reaching $374,221,978, we ensure that your money is secure and working for you. Plus, with a net worth of $470,139,935, you can trust that we're financially stable and ready to support your goals. Led by our dedicated CEO Carla Cicero and Board President Wesley Mortensen, our team of 664 employees is passionate about providing personalized service tailored to each individual. We're proud to offer a wide range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and business banking options. While members can visit us at our branch location in Richland, official correspondence should be sent to our mailing address: P O Box 4000, Spokane Valley, WA 99037. If you're ready to take the next step in managing your finances or simply want to learn more about what we offer, don't hesitate to reach out! Call us at 509-734-6900 or explore our website at https://www.numericacu.com for more information. We look forward to welcoming you into the Numerica family!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Numerica family. Experience the benefits of membership today whether it's accessing our ATM services or taking advantage of personalized financial advice. Together, let's continue building a prosperous community for generations to come. For more information about how you can join us or explore our services further, please call us at (509) 734-6900 or visit our website. Your journey towards better banking starts here!

Our Legacy

Since opening our doors, Numerica has remained committed to empowering our members with the tools they need to achieve their financial goals. We have continually adapted to the evolving needs of our community while staying true to our core mission of service and support. Today, with total assets exceeding $4 billion, we are proud to offer a range of products including personal banking, auto loans, mortgage financing, and business banking solutions. Our branch's evolution reflects not just growth in numbers but also in impact. We prioritize accessibility and inclusivity in all that we do providing ADA-compliant facilities and investing in digital advancements like online banking and mobile payments. Whether it's through our friendly staff or user-friendly technology, we aim to make your banking experience as smooth as possible.

Our Mission

At Numerica, we believe that banking is more than just transactions; it's about building relationships. Our mission is clear: to enhance the financial well-being of our members while fostering strong community connections. We strive to support local initiatives and charities because we understand that when our community thrives, we all benefit. While members can visit us at 3045 Duportail St Richland Wa 99352, official correspondence should be sent to P O Box 4000, Spokane Valley, WA 99037 if needed. Our operating hours are convenient for you Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm.

Branch Location & Accessibility

Call to Action

Ready to take the next step towards better banking? We invite you to come visit us at Numerica or give us a call at 509-734-6900. Our team is excited to assist you with all your financial needs!

Nearby Landmarks and Accessibility Features

Situated near the bustling Duportail Plaza, our location is ideal for anyone in the area. You'll find plenty of parking spaces available, ensuring a stress-free visit. We prioritize accessibility for all members, featuring ADA-compliant entrances and ramps to make your experience smooth and welcoming.

Operating Hours and Services Offered

Our doors are open Monday through Friday from 9:00 am to 5:00 pm, and on Saturday from 9:00 am to 1:00 pm. This means you can fit your banking needs into your schedule with ease! At Numerica, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. Plus, we have an ATM available for quick cash withdrawals and balance checks. While you can visit us at our Richland branch for all your banking needs, please note that any official correspondence should be sent to our mailing address at P O Box 4000 in Spokane Valley.

Member Eligibility

Becoming a member of Numerica is like joining a warm, welcoming family that supports you in your financial journey. If you're interested in becoming part of our community, you'll be pleased to know that eligibility is quite straightforward. Generally, individuals who live or work in the areas we serve can join us. This includes various groups and organizations, so chances are you might already qualify! For the latest details on eligibility, feel free to visit our dedicated page at https://www.numericacu.com/membership. Once you're ready to take the next step, opening an account at Numerica is simple and hassle-free. Just head over to our account opening page at https://digital.numericacu.com/enrollment/terms_and_condition where you can find all the information you need to get started. If you have any questions along the way, don't hesitate to give us a call at (509) 734-6900. We're excited to welcome you to Numerica, located conveniently at 3045 Duportail St Richland Wa 99352, where your financial goals become our priority!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,365 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,277,673,267, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly, where every transaction is seamless. Our merchant services offer just that allowing you to accept payments easily, manage cash flow efficiently, and focus on what you do best. From credit card processing to online payment options, we equip you with the tools needed to enhance your customer experience. Located at 3045 Duportail St Richland Wa 99352 in Richland, WA, our dedicated team is here to support your business journey. Contact us at (509) 734-6900 during our operating hours Monday to Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM to learn how we can partner together for your success.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We understand the unique challenges businesses face and are here to support your growth every step of the way.

Digital Banking Convenience

With today's fast-paced lifestyle, convenience is crucial. That's why at Numerica, we provide robust Online & Mobile Banking features. From checking balances to transferring money with just a few taps on your smartphone, managing your finances has never been easier. Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to your funds when you need them most. We offer basic ATM access for quick withdrawals and balance checks without any hassle.

Flexible Loan Options

In addition to mortgages and auto loans, we also provide Personal Loans & Debt Consolidation solutions. Life can be unpredictable, and sometimes you need extra support. Our personal loans offer flexible terms that make repayment easier while helping you consolidate any existing debt into one manageable payment. And let's not forget about our Credit Cards with Rewards program! Enjoy the benefits of everyday spending with rewards that can add up quickly. Whether it's travel points or cashback offers, there's something here for everyone.

Get Started Today!

Ready to take charge of your financial future? Visit us at 3045 Duportail St Richland Wa 99352 in Richland, WA, or give us a call at (509) 734-6900 during our lobby hours Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Explore how our diverse offerings can benefit you today! For more information about our services or to open an account online, check out our website at Richland. Your journey towards financial success starts here!

Personal Banking Solutions

When it comes to personal banking, we understand that having reliable options is key. That's why we offer various Checking & Savings Accounts that cater to different lifestyles and financial situations. Imagine having easy access to your funds while earning interest on your savings our accounts make that possible! For those considering a new vehicle, our Auto Loans & Vehicle Financing are tailored to help you drive off with confidence. Whether it's a compact car for commuting or an SUV for family adventures, we've got financing options that suit your budget. If you have big plans for the future, our Mortgage Loans & Refinancing services can help turn those dreams into reality. We work closely with you to find the best rates and terms so that purchasing or refinancing a home feels manageable and straightforward.

Digital & Online Banking

Key Features

One of the standout features available to our members is the ability to receive e-statements. This not only helps you go paperless but also allows for easy tracking and management of your financial statements right from your device. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer service is just a few taps away. For those who prefer using their smartphones, our mobile application is designed for on-the-go banking. With this app, you can make mobile payments easily and securely. Whether you're shopping at your favorite store or dining out, paying with your phone has never been more convenient.

Security Matters

We prioritize your security while using our digital services. While we don't currently offer electronic signature authorization, rest assured that all transactions are protected by advanced security measures to keep your information safe. At Numerica, we're committed to making banking accessible and straightforward for everyone. Our online services empower you to manage your finances effectively, giving you more time to focus on what matters most in your life. Join us today and experience the ease of digital banking!

Financial Strength

Growing Trust

Our total share accounts stand at 296,116, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, further emphasizing our readiness to support our community's financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Numerica is your trusted partner. Visit us at 3045 Duportail St Richland Wa 99352 or call (509) 734-6900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $834,072,496 in share certificates and $792,558,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $266,541,732, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is driven by operational efficiency, as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 649 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $402,510,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $26,427 in used auto loans and $3,188,279,654 in total loans and leases reflect our commitment to supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $470,139,935, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $459,273,496 in used vehicle loans and $189,915,505 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our financing options can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $1,277,673,267 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and provide tailored solutions that support their success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $79,459,300 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees, making it easier for you to take control of your spending.

Eligibility and Refinancing Options

If you're looking for refinancing options or want to see if you're eligible for any of our products, feel free to reach out! Our team is here to guide you through each step and ensure you get the best possible deal. Whether you're interested in auto loans, mortgages, credit cards, or business financing, Numerica is dedicated to helping you find the right solution. Contact us today at (509) 734-6900 or visit us at 3045 Duportail St Richland Wa 99352 in Richland, WA for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,204,964, make buying or refinancing simple. We provide personalized service to help you navigate the process and find the right loan for your situation.

Loan Aggregator

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Numerica

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Legacy

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Merchant Services That Simplify Transactions

Comprehensive List Of Services

Business Banking Services

Digital Banking Convenience

Flexible Loan Options

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security Matters

Financial Strength

Growing Trust

Member-Centric Approach

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Eligibility and Refinancing Options

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community