Gesa Richland WA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner at our Queensgate branch, located at 2951 Duportail St, Richland, WA 99352. Established in 1953, Gesa has grown to serve a community of over 291,000 members, offering a comprehensive range of services designed with your needs in mind. With total assets amounting to an impressive $5,565,453,827 and total deposits reaching $361,381,628, we pride ourselves on being a secure and reliable choice for banking. At Gesa, we understand that financial well-being is about more than just numbers. It's about building relationships and supporting our members in achieving their dreams. Our dedicated team of 848 employees works tirelessly under the leadership of our CEO, Don Miller, and Board President, Geof Griebel, to provide personalized service and innovative financial solutions tailored just for you. Whether you're looking for auto loans, mortgage options, or simple checking and savings accounts, we have the tools to help you succeed. We also ensure easy access to your funds with our convenient ATM services and drive-thru banking. While members can visit us at our Richland branch for all their banking needs, official correspondence should be sent to the same address: 2951 Duportail St, Richland, WA 99352-6101. Join us today and discover why so many people in the community trust Gesa for their banking needs. For more information or to speak with one of our friendly staff members, give us a call at 509-378-3100 or visit our website at gesa.com. We look forward to serving you!

Branch History & Mission

Our Evolution

Since opening our doors, Gesa has continuously adapted to meet the changing needs of our members. We've embraced technology and innovation while maintaining our core values of service and support. From introducing online banking and mobile payment options to ensuring ADA compliance at all our facilities, we strive to make banking accessible for everyone. Our drive-thru service allows busy individuals to manage their finances conveniently, while our ATMs provide easy access for quick transactions.

Our Mission

Our mission is simple yet powerful: to empower our members with the financial tools they need to achieve their goals while fostering a strong sense of community. We believe in building lasting relationships through personalized service and tailored solutions. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you every step of the way. In addition to financial services, Gesa is deeply committed to community outreach. We actively engage in local initiatives that promote education and support families in need. Through various partnerships and volunteer efforts, we aim to uplift those around us, ensuring that together we build a brighter future. While you can visit us at 2951 Duportail St for all your banking needs, please note that any official correspondence should be sent to our mailing address: 2951 Duportail St, Richland, WA 99352-6101. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Gesa a credit union where your success is our mission! Call us at 509-378-3100 or visit Gesa's website to learn more about how we can help you thrive financially.

Branch Location & Accessibility

Accessibility and Features

At Gesa, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and clear pathways for those who may need extra assistance. Parking is ample and conveniently located close to the entrance, allowing for a hassle-free visit. For your convenience, we offer both ATM services and drive-thru banking options. You can quickly make deposits or withdrawals without ever having to leave your vehicle. Our ATMs are available around the clock for easy access to your funds whenever you need them.

Come Visit Us!

At Gesa, we're dedicated to helping you achieve your financial goals with personalized service and a variety of offerings from checking accounts and loans to online banking options. We invite you to stop by our branch or give us a call at 509-378-3100 if you have any questions or need assistance. We look forward to serving you!

Operating Hours

We want to ensure that banking with us fits your schedule. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturday from 9:00 AM to 1:00 PM. This flexibility allows you to visit us at a time that works best for you.

Member Eligibility

Becoming a member of Gesa is like joining a caring family that supports your financial journey. If you live, work, or attend school in the areas we serve, you're likely eligible to join our community. We welcome individuals who share our values and are looking for a friendly place to manage their finances. Plus, being a member means you have access to fantastic services, from personal banking to loans and credit cards designed just for you. For detailed eligibility criteria and updates, feel free to check out our resource at https://www.gesa.com/about/about-gesa-membership/. When you're ready to take the next step, opening an account is straightforward! Just visit us at our branch located at 2951 Duportail St Richland Wa 99352 or call us at (509) 378-3100 for assistance. You can also find more information on how to get started by visiting https://www.gesa.com/coupon-enrollment/. We can't wait to welcome you into the Gesa family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine a local café using our merchant services to streamline payments. With easy-to-use point-of-sale systems, they can accept credit cards and mobile payments, making transactions smoother for both the business owner and customers. This convenience helps them focus on what they do best serving delicious coffee and pastries! Visit us at 2951 Duportail St Richland Wa 99352 in Richland, WA, or give us a call at (509) 378-3100 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Gesa provides essential resources through our Business Banking services. From Merchant Services that streamline payment processing to Business Loans designed to fuel growth, we are here to ensure your business thrives.

Credit Cards

Shopping should be rewarding! That's why we offer Credit Cards with Rewards. Whether you're purchasing everyday items or planning a vacation, earn points on every dollar spent. It's a simple way to make your purchases work for you.

Digital Banking Solutions

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms let you manage your finances anytime, anywhere. Access your accounts, pay bills, transfer money, and more all from the palm of your hand! Plus, with features like ATM & Cash Withdrawal Services, withdrawing cash has never been simpler.

Drive-Thru and ATM Services

For those who prefer quick in-person transactions, we offer basic drive-thru banking services for deposits and withdrawals during convenient hours. And if you're on the go, our ATM access allows for easy withdrawals and balance checks at any time. At Gesa, we're committed to making banking accessible and straightforward for all members. We invite you to visit us at 2951 Duportail St Richland Wa 99352, call us at (509) 378-3100, or check out our website at Queensgate for more information about how we can assist you in achieving your financial dreams. We look forward to serving you!

Loans and Financing

When it comes to financing, we've got you covered. Need a new car? Our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. If you're dreaming of owning a home, our Mortgage Loans & Refinancing options make it easier than ever to secure the perfect loan for your situation. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services can provide the financial relief you need.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly or a savings account that rewards you for reaching your financial milestones. We offer accounts that suit everyone, from students to retirees.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer funds, everything is just a click away at https://www.gesa.com/. You can even make person-to-person transfers with ease, allowing you to send money to friends or family quickly and securely. For those who prefer managing their accounts from their smartphone, our mobile application is here to help. It's packed with features like mobile payments, so you can pay for purchases directly from your device without carrying cash or cards. Plus, if you're always on the move, you'll appreciate the convenience of accessing your accounts through our app whenever you need.

Security and Convenience

Your security is our top priority. We use advanced technology to keep your information safe while making sure our online tools are user-friendly. You can also opt for electronic signature authorization, which means you can sign documents electronically no need for printing or mailing. Another great feature is our e-statements, which allow you to receive your account statements digitally. This not only saves paper but also ensures that your financial records are organized and accessible whenever you want. At Gesa, we believe in making banking as simple and efficient as possible. With our digital and online banking services, you have everything you need right at your fingertips!

Financial Strength

Growing Membership Trust

We currently have 557,049, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain a steady flow of resources available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 2951 Duportail St Richland Wa 99352 or call (509) 378-3100 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Invested

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; we have $70,825 in used auto loans and $4,439,960,465 in total loans and leases to support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a dependable used vehicle, we have flexible terms to make your purchase more manageable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or working capital to keep operations running smoothly, we have financing options designed for businesses of all sizes. Our commitment is not just to lend but also to ensure that our members have access to the resources they need for successful financial management. For more information on refinancing options or eligibility requirements for any of our loan products, please don't hesitate to contact us or visit our website at Gesa. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step in your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We provide various mortgage products that can fit your budget and lifestyle. If you're looking to refinance your existing mortgage or are unsure about eligibility requirements, our team is here to help guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that make spending rewarding while ensuring you stay within budget.

Loan Aggregator

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans