Vehicle Loans in Waco, TX

Shopping for the best car loan rates in Waco, TX? Compare offers from local banks and credit unions to find a deal that fits your budget and gets you driving sooner. It’s simple, quick, and tailored to your needs.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Shell has auto loan rates ranging from 3.99% to 18% APR today. These rates have shown no change compared to 7, 30, and 60 days ago.

Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. United has auto loan rates ranging from 4.15% to 6.3% APR today. These rates show no change compared to 7 and 30 days ago.

First Community has auto loan rates ranging from 4.24% to 17.44% APR, which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loan rates stay steady at 7.99% to 17.99% APR with no changes in the past 30 days. Amoco s auto loans with APRs ranging from 4.39% to 18% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 9.4% and 18% , showing no change from both 7 and 30 days ago. Chartway s auto loans with rates ranging from 4.5% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago but have gone down since 30, 60, and 90 days ago.

Nusenda s auto loans with APRs ranging from 4.74% to 11.25% today. Rates are unchanged from 7 and 30 days ago but are down compared to 30, 60, and 90 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR.

Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago. Texans Credit Union’s vehicle loans include Auto loans with rates from 4.89% to 9.04% APR and Recreational loans ranging from 7.99% to 10.49% APR. Both Auto and Recreational rates are unchanged from 7 and 30 days ago, but Recreational rates are up compared to 30 days ago.

🏦 All Local Lenders in Waco, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HEART O' TEXAS FEDERAL CREDIT UNION
7500 IMPERIAL DRIVE WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
Assets: $60,212,853
Deposits: $1,336,516
Net Worth: $4,005,043
Employees: 24
Members: 5,752
FIRST CENTRAL CREDIT UNION
9101 CHAPEL RD WACO TX 76712
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $168,681,567
Deposits: $12,723,279
Net Worth: $26,118,117
Employees: 72
Members: 19,844
TEXELL CREDIT UNION
1221 HEWITT DR WACO TX 76712
Drive-Thru
E-Statements
E-Signature
Assets: $752,749,321
Deposits: $60,148,570
Net Worth: $70,751,615
Employees: 210
Members: 52,535
GENCO FEDERAL CREDIT UNION
105 ARCHWAY DR WOODWAY TX 76712
ATM
P2P
E-Statements
E-Signature
Assets: $444,066,893
Deposits: $55,963,796
Net Worth: $56,824,780
Employees: 99
Members: 39,428

🏘️ All the Lenders Available in McLennan County, TX

✅EDUCATORS 67611 CREDIT UNION
✅GENCO FEDERAL CREDIT UNION
✅ROCKET FEDERAL CREDIT UNION
✅WACO FEDERAL CREDIT UNION
✅HEART O TEXAS CREDIT UNION
✅MEMBERS CHOICE OF CENTRAL TEXAS FEDERAL CREDIT UNION
✅FIRST CENTRAL CREDIT UNION
✅MCLENNAN COUNTY EMPLOYEES FEDERAL CREDIT UNION
✅HIGHWAY DISTRICT 9 CREDIT UNION
✅1ST UNIVERSITY CREDIT UNION
✅ACADIANA MEDICAL FEDERAL CREDIT UNION
✅SOUTHERN TEACHERS PARENTS CREDIT UNION
✅LINKAGE CREDIT UNION
✅TEXELL CREDIT UNION

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