Vehicle Loans in Ottumwa, IA

Ready to find the best car loan in Ottumwa, IA? Compare offers from local lenders who understand your needs and make financing simple. Whether you’re buying new or used, you’ll find flexible terms that fit your budget and help you hit the road faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. I. H. Mississippi Valley s auto loans with APRs ranging from 4.69% to 9.39% today. These rates are unchanged from 7 and 30 days ago but have gone down since 30 and 60 days ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Nasa s auto loans with APRs ranging from 5.19% to 7.49% , which have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Recreational loans range from 6.29% to 9.24% APR and show the same pattern of no change recently and a decrease from earlier months.

University has auto loan rates ranging from 5.24% to 8.49% APR and motorcycle loan rates between 11.49% and 13.24% APR. Unchanged compared to 7 and 30 days ago. Both loan types show steady rates over the past month. Centris s auto loans with APRs ranging from 5.74% to 10.24% and motorcycle loans from 8.74% to 9.99% . Unchanged over the past 7, 30, or 60 days. Other loan types have rates between 9.49% and 11.24% , which have also stayed the same during this time.

Dupaco Community has auto loan rates ranging from 5.79% to 8.99% APR, with no change from 7 days ago and a slight decrease from 30 days ago. Other loan rates are between 7.09% and 10.04% APR, showing no change from 7, 30, or 60 days ago.

🏦 All Local Lenders in Ottumwa, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
MERIDIAN CREDIT UNION
1206 N JEFFERSON ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
MERIDIAN CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $33,280,005
Deposits: $5,238,860
Net Worth: $5,280,493
Employees: 6
Members: 2,150
RIVER COMMUNITY CREDIT UNION
644 W 2ND ST OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $28,891,754
Deposits: $4,709,569
Net Worth: $4,086,942
Employees: 6
Members: 3,627
COMMUNITY 1ST CREDIT UNION
739 PENNSYLVANIA AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
235 RICHMOND AVE OTTUMWA IA 52501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1940 VENTURE DR OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
600 S IOWA AVE OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
COMMUNITY 1ST CREDIT UNION
1100 HUTCHINSON AVE OTTUMWA IA 52501
P2P
E-Statements
E-Signature
Assets: $1,063,891,298
Deposits: $82,858,515
Net Worth: $110,494,456
Employees: 309.0
Members: 72,173
EMPEOPLE CREDIT UNION
928 E VINE ST OTTUMWA IA 52501
ATM
P2P
E-Statements
E-Signature
Assets: $1,947,442,053
Deposits: $90,697,490
Net Worth: $168,111,172
Employees: 242
Members: 72,658

🏘️ All the Lenders Available in Wapello County, IA

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