Vehicle Loans in Utica, NY

Searching for the lowest car loan rates in Utica, NY? Compare offers from local credit unions and banks to find a deal that fits your budget without the hassle. It’s easier than ever to get approved and start driving your dream car.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-12

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Polish & Slavic has auto loan rates ranging from 3.5% to 6.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types.

Broadview has auto loan rates ranging from 3.99% to 8.24% APR today. These rates are down from 7 and 30 days ago, and also lower than 60 and 90 days ago. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago. American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods.

Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range. Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Together s auto loans with APRs ranging from 4.89% to 5.24% today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.

Mid–Hudson Valley has auto loan rates ranging from 4.94% to 7.25% APR today. There is no rate change compared to 7 or 30 days ago. This range applies to their vehicle loans without specific term details. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago. Hudson Valley has auto loan rates ranging from 4.99% to 7.84% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago.

🏦 All Local Lenders in Utica, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
ONEIDA COUNTY FEDERAL CREDIT UNION
800 PARK AVE UTICA NY 13501
E-Statements
Assets: $14,766,535
Deposits: $2,024,211
Net Worth: $1,649,755
Employees: 4
Members: 1,561
MOHAWK VALLEY FEDERAL CREDIT UNION
207 GENESEE ST UTICA NY 13501
E-Statements
E-Signature
Assets: $49,703,467
Deposits: $4,475,867
Net Worth: $6,751,515
Employees: 11
Members: 3,286
G.P.O. FEDERAL CREDIT UNION
301 BLEECKER ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405
G.P.O. FEDERAL CREDIT UNION
2711 GENESEE ST UTICA NY 13501
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $537,336,421
Deposits: $59,610,022
Net Worth: $60,242,977
Employees: 110
Members: 40,405

🏘️ All the Lenders Available in Oneida County, NY

✅GPO CREDIT UNION
✅RT FEDERAL CREDIT UNION
✅ACCESS 5579 CREDIT UNION
✅MOHAWK VALLEY FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅ONEIDA COUNTY FEDERAL CREDIT UNION
✅SPECIAL METALS FEDERAL CREDIT UNION
✅UTICA GAS ELECTRIC EMP CREDIT UNION
✅FIRST SOURCE FEDERAL CREDIT UNION
✅ROME FEDERAL CREDIT UNION
✅UTICA DISTRICT TELEPHONE EMPLOYEES FEDERAL CREDIT UNION
✅UTICA POLICE DEPARTMENT FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION

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