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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Chevron's auto loan rates range from 5.24% to 8.34% APR today. The minimum rate is up from 7 and 30 days ago, while the maximum rate is unchanged from those periods. Rates have also increased compared to 60 and 90 days ago. Travis's vehicle loans with rates starting at 5.24% APR for auto loans and 8.39% APR for motorcycle loans. These rates show no change from 7 or 30 days ago. Recreational vehicle loans have rates beginning at 7.51% APR. University Of Michigan's auto loans with APRs ranging from 5.24% to 16.34% and motorcycle loans from 7.24% to 16.74% . Unchanged compared to 7 and 30 days ago. Other loan types have rates between 7.5% and 20.75% .
Cyprus has an auto loan rate of 5.24% APR today, which is up from 4.99% seven and thirty days ago. Recreational loan rates are 7.99% APR now, also up from 7.74% over the same periods. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods.
Vystar's auto loans with APRs ranging from 5.24% to 6.79% , which have not changed in the past 7 days. Motorcycle loan rates are between 5.49% and 7.75% , showing an increase compared to 7 days ago. Recreational loan rates remain steady at 6.64% to 8.84% . Jsc's auto loan rates range from 5.24% to 7.74% APR today. These rates are up compared to 7 and 30 days ago, where they were lower. Hapo Community's vehicle loans with rates ranging from 5.24% to 17.99% APR for auto loans and 7.99% to 17.99% APR for recreational loans. There is no change in rates compared to 7 and 30 days ago. These rates apply to all terms available for each loan type.
Technology's auto loans with APRs ranging from 5.24% to 15.74% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady across all recent periods.