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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
St. Mary'S Bank's auto loans with APRs ranging from 5.14% to 6.14% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates stay steady between 7.9% and 10.6% with no change over the past 90 days. Potlatch No. 1 Financial has auto loan rates ranging from 5.15% to 5.45% APR, which are up from both 7 and 30 days ago. Recreational loan rates stay steady between 6.99% and 7.24% APR with no change over the past 90 days. Patelco vehicle loans have rates ranging from 5.19% to 17.99% APR for auto loans and 6.99% to 16.79% APR for motorcycle loans. Auto loan rates are unchanged from 7 and 30 days ago but are down from 90 days ago. Motorcycle loan rates show no change compared to 7 and 30 days ago.
Pennsylvania State Employees has auto loan rates ranging from 5.19% to 12.89% APR, which are up from 7 and 30 days ago. Recreational loan rates are between 6.24% and 15.49% APR and have gone down since last week and last month. Connex's auto loan rates are between 5.19% and 5.24% APR today, which is up from 7 and 30 days ago. Motorcycle loans remain steady at 7.49% to 7.79% APR, with no change over the past 90 days. Recreational loan rates also hold steady at 8% to 8.75% APR during this time.
American Eagle Financial has vehicle loan rates ranging from 5.19% to 8.39% APR for auto loans and 8.25% to 9.5% APR for motorcycle loans. There is no change in rates compared to 7 or 30 days ago. Recreational loan rates start at 9.85% APR. Northwest has auto loan rates ranging from 5.19% to 10.19% APR, with no change from 7 days ago but up from 30 and 60 days ago. Motorcycle loan rates are between 7.29% and 7.99% APR, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loan rates range from 7.59% to 8.99% APR.
Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, with no change from 7 days ago but higher than 30 days ago. Recreational loan rates are between 7.09% and 10.04% APR and have stayed the same over the past 7 and 30 days. America'S Credit Union, A's auto loans with APRs ranging from 5.21% to 14.14% and motorcycle loans from 8.05% to 11.49% . Rates for both products have not changed in the past 7 or 30 days. Recreational vehicle loans are also available, with APRs between 8.9% and 18% , showing no change over the same periods.
Sesloc's auto loan rates range from 5.24% to 16.25% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay steady at 8.05% to 15.7% APR with no change over the past 90 days.