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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Atomic's auto loan rate is 4.57% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 9.88% APR, also unchanged over the past 7 and 30 days. Recreational loan rates range from 8.36% to 9.21% APR and have stayed steady compared to 7 and 30 days ago. Neighborhood has auto loan rates ranging from 4.34% to 6.99% APR, which are up from both 7 and 30 days ago. Recreational loan rates are between 5.49% and 6.74% APR and have gone down compared to 7, 30, 60, and 90 days ago. Other loan rates range from 6.24% to 6.99% APR and are up from 7 days ago.
Verve, A Credit Union's auto and recreational vehicle loans with APRs ranging from 4.59% to 5.55% . These rates show no change from 90 days ago for auto loans, while recreational loan rates have decreased from a higher range at that time. Educational Systems has auto loan rates ranging from 4.24% to 6.34% APR, which are down from 7 and 60 days ago. Motorcycle loan rates are between 5.24% and 6.59% APR and have also decreased compared to 7 and 60 days ago. Recreational loan rates remain unchanged from 7 and 30 days ago but are lower than 60 and 90 days ago.
Lge Community's auto loans with APRs ranging from 4.6% to 8.3% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans have rates between 7.5% and 7.75% , showing no change over the past 7, 30, and 60 days. Recreational loans range from 7.25% to 9.5% with no recent changes. Webster First's auto loan rates range from 4.64% to 7.44% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates are at 9.24% APR and have also gone up since last week and last month. Recreational loan rates range from 7.24% to 12.49% APR and are up compared to 7 and 30 days ago.
North Country's auto loan rates range from 4.64% to 10.19% APR today. These rates are down from both 7 and 30 days ago, with no change beyond that. Collins Community's auto loans with APRs ranging from 4.64% to 9.64% today. These rates are unchanged from 7 and 30 days ago but higher than they were 60 and 90 days ago. Credit Union Of Southern California has auto loan rates ranging from 4.64% to 13.89% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans have rates between 7.24% and 11.49% APR, and recreational vehicle loans range from 7.24% to 12.49% APR, both with no change over the past month.
Community First's auto loans with APRs ranging from 4.29% to 6.09% , which are unchanged from 7 and 30 days ago but slightly down from 30 days ago. Motorcycle loans have rates between 7.59% and 8.34% , showing no change from both 7 and 30 days ago.