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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Tennessee Valley's auto loans with an APR range of 4.39% to 18% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods. Patelco vehicle loans have rates ranging from 5.19% to 17.99% APR for auto loans and 6.99% to 16.79% APR for motorcycle loans. Auto loan rates are unchanged from 7 and 30 days ago but are down from 90 days ago. Motorcycle loan rates show no change compared to 7 and 30 days ago.
Capital Educators has auto loan rates ranging from 5.39% to 7.39% APR, which are unchanged from 7 and 30 days ago but up from 30 days ago. Recreational loan rates are between 7.89% and 10.44% APR, also steady compared to 7 days ago and higher than 30 days ago. Chevron's auto loan rates range from 5.24% to 8.34% APR today. The minimum rate is up from 7 and 30 days ago, while the maximum rate is unchanged from those periods. Rates have also increased compared to 60 and 90 days ago.
Newport News Shipbuilding Employees has auto loans with rates from 4.99% to 17.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 5.24% to 17.99% APR, and recreational loans are between 6.24% and 18% APR; both have stayed the same over the last week. Credit Union 1's auto loans with a 5.4% APR today, which is unchanged from 7 and 30 days ago but down from 90 days ago. Motorcycle loans have a 6.8% APR with no change over the past 7 and 30 days. Recreational loans range from 6.8% to 7.5% APR and have stayed steady during this time.
Pennsylvania State Employees has auto loan rates ranging from 5.19% to 12.89% APR, which are up from 7 and 30 days ago. Recreational loan rates are between 6.24% and 15.49% APR and have gone down since last week and last month. Iq's auto loan rates range from 5.44% to 22.49% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Telhio's auto loan rates range from 5.05% to 5.45% APR and have not changed in the past 90 days. Motorcycle loan rates are 8.69% APR today, up from 7.16% thirty days ago. Recreational loan rates remain steady at 7.59% APR.
Credit Union Of Denver's auto loan rates are between 5.45% and 6.78% APR, which is up from 7 and 30 days ago. Motorcycle loan rates remain steady at 6.99% to 7.49% APR. Recreational loan rates also show no change, ranging from 7.75% to 8.75% APR.