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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Hawaiian Financial's auto loans with rates ranging from 4% to 9.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 and 60 days ago. State Employees Cu Of Maryland, Inc's auto loans with an APR range of 4.04% to 6.14% today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago. Genisys vehicle loans range from 4.04% to 7.99% today for auto loans. Rates are unchanged from 7 and 30 days ago but have gone up since 30 and 60 days ago.
Mid Minnesota has an auto loan rate of 4.09% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are also at 4.09% APR with no change from 7 or 30 days ago. Recreational loan rates range from 4.59% to 6.34% APR and have stayed the same over the past 7 and 30 days. Abilene Teachers has auto loan rates ranging from 4.15% to 18% APR, which are up from 7 and 30 days ago. Motorcycle loans start at 7.05% APR and have also increased since last week. Recreational loan rates begin at 7.35% APR and are up compared to 7 days ago.
Marine's auto loan rates range from 4.15% to 5.75% APR today, with no change from 7 or 30 days ago. Motorcycle loans have a 11% APR, and recreational loans are at 8.75% , both unchanged from 60 and 90 days ago. Sandia Laboratory's auto loan rates range from 4.18% to 5.75% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 7.63% and 8.63% APR, which is up from both 7 and 30 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. These rates have shown no change compared to 7 and 30 days ago.
Sandia Area has auto loan rates ranging from 3.89% to 5.89% APR today. These rates are unchanged from 7 and 30 days ago but are slightly higher than they were 60 and 90 days ago. Texas Bay vehicle loans range from 4.24% to 5.54% for auto loans, which is up from 7 and 30 days ago. Motorcycle loans remain steady with rates between 6.99% and 9.49% . Recreational loan rates also show no change, ranging from 8.26% to 9.99% .