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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
First Commerce's auto loans with APRs ranging from 4.99% to 6.74% , which is unchanged from 7 and 30 days ago and down from 60 days ago. Recreational loans have rates between 5.79% and 8.49% , remaining steady compared to both 7 and 90 days ago. First City has auto loan rates ranging from 4.99% to 6.74% APR and motorcycle loans from 6.75% to 8.25% APR. These rates show no change compared to 90 days ago. Recreational loan rates are between 7.25% and 9.25% APR with no change over the same period.
Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7, 30, and 60 days ago but down from 90 days ago. Recreational loans are at 7.84% APR with no change over the past 90 days. Fort Worth Community vehicle loans include Auto rates from 4.99% to 14.49% APR and Motorcycle loans ranging from 7.49% to 15.5% APR. These rates show no change compared to 7 and 30 days ago. Recreational loan rates start at 7.74% APR with no recent changes reported.
Vantage's auto loans with APRs ranging from 4.99% to 7.74% and motorcycle loans from 7.99% to 9.99% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates between 8.99% and 10.74% , which remain steady over the same periods. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates between 8.49% and 8.99% , which have remained steady over the same periods.
First South Financial has an auto loan rate of 4.99% APR today, which is up from 4.49% seven and thirty days ago. Recreational loans remain steady at 10.1% APR, and other loans hold firm at 10.35% APR with no changes over the past 90 days. Gte's auto loan rates ranging from 4.99% to 5.49% APR, which are unchanged from 7 and 30 days ago but up from 30 days ago. Their other and recreational loan rates remain steady at 7.74% APR. Mainstreet's auto loan rates range from 4.99% to 7.74% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are higher, between 6.74% and 9.74% , and have gone up since both 7 and 30 days ago. Other vehicle loans have rates from 7.99% to 9.99% APR.
Merck Sharp & Dohme's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.99% , which has also stayed the same over the past two months. Recreational loans range from 7.24% to 7.49% , with rates steady compared to 60 and 90 days earlier.