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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Zeal's auto loans with APRs ranging from 4.74% to 7.99% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.99% and 7.49% , also unchanged over the past 7 and 30 days. Both loan types maintain steady rates compared to earlier periods. Vibe's vehicle loans with rates ranging from 4.74% to 12.49% APR for autos and 6.99% to 9.74% APR for motorcycles. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 6.74% to 8.24% APR.
Sharonview has an auto loan APR of 4.74% , which is up from 4.49% seven and thirty days ago. The motorcycle loan rate is the same at 4.74% today, also up from 4.49% in the past month. Recreational loans have a 9.99% APR, up from 9.74% over the same period. Rogue's auto loan rates range from 4.74% to 16.74% APR today, which is up from 7 days and 30 days ago. Motorcycle loans have rates between 7.49% and 17.75% APR with no change in the past 30 days. Recreational vehicle loans range from 5.74% to 17.74% APR and have also seen no change recently.
1St Advantage has auto loan rates ranging from 3.99% to 9.99% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.24% and 11.49% APR, also showing no change in the same periods. 1St Midamerica has auto loan rates ranging from 4.74% to 7.49% APR and motorcycle loans from 6.55% to 7.99% APR. These rates show no change from 7 or 30 days ago. Recreational loan rates also remain steady at 6.74% to 8.24% APR. Southland's auto loan rates range from 4.74% to 6.24% APR today. There is no change compared to 7 or 30 days ago.
Allsouth's vehicle loans with Auto rates ranging from 4.74% to 5.14% APR and Motorcycle loans between 8.25% and 8.5% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 7.5% to 8.75% APR. Americu's auto and motorcycle loan rates range from 4.74% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Other and recreational loan rates are between 6.49% and 8.99% APR, showing no change from 7 days ago.
First Community's auto loans with APRs ranging from 4.75% to 6.5% and recreational vehicle loans with rates between 6.25% and 8.5% . Unchanged in the past 7, 30, 60, or 90 days.