Auto Loans in Spokane, WA 99224

Looking for the best auto lenders in Spokane, WA? Compare loan offers from trusted local banks and credit unions to find flexible rates that fit your budget. Whether you’re buying new or used, getting the right loan starts here.

Save time and money by exploring multiple vehicle loan options tailored for Spokane drivers. With quick approvals and friendly service, you’ll drive away confident and supported by lenders who understand your community.

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4.99 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 12.99 %

3 - 8 Yrs

∞

4.99 - 7.59 %

1 - 8 Yrs

∞

5.04 - 16.09 %

3.1 - 7 Yrs

∞

5.05 - 12.44 %

7 Yrs

∞

5.14 - 18 %

3.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loans have a rate of 7.84% APR with no change over the past 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well. Washington State Employees has auto loan rates ranging from 5.05% to 14.74% APR, which are down from 30 days ago but unchanged from 7 and 30 days ago. Motorcycle loans have rates between 6.22% and 24.54% APR with no change in the past 7 or 30 days.

Sound's auto loans with APRs ranging from 4.89% to 18% , which are up from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 5.89% and 17.65% , showing no change from both 7 and 30 days ago.

🏦 Local Lenders in Spokane, WA

SPOKANE TEACHERS CREDIT UNION — 4233 S CHENEY SPOKANE RD SPOKANE WA 99224
CHENEY FEDERAL CREDIT UNION — 10505 W WESTBOW RD SPOKANE WA 99224

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION

✅CHENEY FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅DELTA SCHOOLS FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅NUMERICA CREDIT UNION

✅BOEING EMPLOYEES CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅GESA CREDIT UNION

✅WASHINGTON STATE EMPLOYEES CREDIT UNION

✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION

✅CALCOE FEDERAL CREDIT UNION

✅FAMILY FOCUS FEDERAL CREDIT UNION

✅ROLLING F CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅CANOPY FEDERAL CREDIT UNION

✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

✅PRIMESOURCE CREDIT UNION

✅PROGRESSIONS CREDIT UNION

✅AVISTA CORP CREDIT UNION

✅SPOKANE MEDIA FEDERAL CREDIT UNION

✅GOVERNMENTAL EMPLOYEES CREDIT UNION

✅IRONWORKERS USA FEDERAL CREDIT UNION

✅SPOKANE FIREFIGHTERS CREDIT UNION

✅SPOKANE CITY CREDIT UNION

✅SAFEWAY FEDERAL CREDIT UNION

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