Home Equity Loans in Spokane, WA

Looking for mortgage line of credit rates in Spokane, WA? Compare local offers to find competitive rates that fit your budget and goals. Whether you’re planning home improvements or consolidating debt, a home equity loan or line of credit can unlock your home’s value with ease.

Spokane homeowners trust local lenders who understand the community and offer flexible terms with quick funding. Start comparing today to find the best mortgage line of credit rates in Spokane, tailored to support your financial future without the hassle.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
qualstarcu
4.74 - 6.25 %
80 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
soundcu
5.38 - 9 %
5 - 15 Yrs
90 %
∞
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
youracu
6 - 8.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from 7, 30, and 60 days ago but lower than the 90–day range of 4.74% to 5.24% . Its HELOC rate is 6.25% , unchanged from 7, 30, 60, and 90 days ago. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital's Home Equity rates today range from 5.25% to 6.75% , which is up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rates are 6.25% to 7.75% today, also higher than 7 days ago but lower than the rates from 30, 60, and 90 days ago.

Sound has a Home Equity loan with an APR range of 5.38% to 9% today, unchanged from 7, 30, and 60 days ago. This rate range is higher than it was 90 days ago, when it was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

America'S Credit Union, A has a HELOC with an APR range of 6% to 8.5% today, which is up from 5.75% to 8.25% seven and thirty days ago. Its Home Equity loan shows a range of 6.75% to 8.75% now, also higher than the 6.5% to 8.5% seen over the past 7, 30, 60, and 90 days. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products show stable rates over the last three months.

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