Vehicle Loans in Oak Harbor, WA

Looking for the best car loan rates in Oak Harbor, WA? Compare offers from trusted local lenders in minutes and find rates that fit your budget. Whether you’re buying new or used, we make it easy to save and drive away happy.

Our community-focused lenders know Oak Harbor drivers and offer quick approvals with friendly service. Start comparing today to lock in competitive rates and enjoy a smooth, stress-free car buying experience right here in town.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
bcu
4.39 - 7.19 %
3.1 - 7 Yrs
qualstarcu
4.49 - 21.99 %
connexuscu
4.69 - 6.44 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR and have stayed the same over the past month. Recreational loan rates are 6.95% to 9.9% APR, which is down from 7 days ago but unchanged from 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago.

Qualstar's vehicle loans with rates that haven't changed in the past 7, 30, 60, or 90 days. Auto loans range from 4.49% to 21.99% APR, while motorcycle loans range from 6.49% to 15.99% . Recreational loans are also available with rates between 5.99% and 20.74% , showing no change from a week ago. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month.

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