Vehicle Loans in Seattle, WA

Looking for cheap car finance in Seattle, WA? Compare loan offers from local lenders to find low rates that fit your budget. Whether you’re buying new or used, a smart loan can make your next vehicle more affordable.

Seattle drivers trust flexible payment plans that suit their lifestyle. Take a few minutes to explore options and secure fast approval with friendly, reliable service right here at home. Your new car is just a few clicks away!

NewUsed

Filters

Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
stcu
4.74 %
5 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
numericacu
4.74 - 14.99 %
7 Yrs
p1fcu
4.85 - 5.1 %
6 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
wecu
4.99 - 24.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Spokane Teachers's auto loans with a 4.74% APR and recreational loans at 6.49% APR. Unchanged in the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Numerica's auto loan rates range from 4.74% to 14.99% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 6.24% and 17.9% APR and have also stayed the same compared to 7 and 30 days ago. Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Whatcom Educational has auto loan rates ranging from 4.99% to 24.99% APR with no change in the past 7, 30, or 60 days. Motorcycle loans range from 7.49% to 20.49% APR and other vehicle loans have rates between 7.24% and 19.99% , both also showing no change over the last 7 and 30 days.

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