Vehicle Loans in Central Point, OR

Looking for the best car loan lenders in Central Point, OR? Compare local offers quickly to find low rates and flexible terms that fit your budget. Whether you’re buying new or used, you can get the financing you need with fast, friendly service.

Central Point drivers deserve loan options that make sense. By comparing lenders in your area, you’ll unlock great deals and support community-focused banks and credit unions committed to helping you get behind the wheel sooner. Start your search today and drive with confidence.

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Lender
APR
Term
Link
Info
p1fcu
4.85 - 5.1 %
6 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
redcanoecu
4.99 %
4 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
onpointcu
5.14 - 11.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
fibrecu
5.24 %
4 - 7 Yrs
unitusccu
5.29 - 6.29 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loans are at 7.84% APR with no change over the past 7, 30, or 60 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Onpoint Community's auto loan rates range from 4.99% to 12.74% APR today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The rates were higher 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

Fibre's auto loans with an APR of 5.24% , which has stayed the same over the past 7, 30, and 60 days. Recreational vehicle loans have an APR of 8.24% , unchanged from 7 and 30 days ago but up from 60 days ago. Unitus Community's auto loans with APRs ranging from 5.04% to 16.09% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 7.69% and 22.74% , also unchanged over the past 7 and 30 days. Recreational vehicle loans range from 7.24% to 21.49% , with rates steady compared to a week and a month ago.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

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