Home Equity Loans in Central Point, OR

Looking to unlock the value in your Central Point home? Comparing home equity loans here helps you find the best rates and flexible options to fund your next project or consolidate debt with ease.

Local lenders understand your needs and offer quick approvals plus friendly support. Start exploring your home equity loan offers in Central Point, OR, and take the next step toward your financial goals today.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
roguecu
6.24 %
15 Yrs
80 %
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
university-credit-union
6.25 %
10 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

Rogue has a HELOC with a 6.24% APR today, unchanged from it was 7, 30, 60, and 90 days ago. Its Home Equity loan also has a 6.24% APR, unchanged over the same time periods. Both rates have stayed steady without any increase or decrease. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% .

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Why compare Home Equity Loans in Central Point, OR on LendMesh

If you’re exploring home equity loan options in Central Point, OR, take your time comparing lenders on LendMesh. Different offers can vary widely, and by reviewing multiple options, you’ll increase your chances of finding a better deal with lower rates or more flexible terms. It’s a simple way to make sure you’re unlocking your home’s value on the best possible terms without feeling rushed.

To stay informed effortlessly, consider subscribing to LendMesh’s personalized alert service. Just set your target rate—whether it’s 5% or 4%—and you’ll receive timely notifications when offers fall below that threshold. Along with weekly or monthly updates packed with expert insights and hand-picked deals, it’s a smart way for Central Point homeowners to stay ahead and seize the best loan opportunities as they arise.

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