Vehicle Loans in Honolulu, HI

Curious about the average car payment in Honolulu, HI? Comparing local loan offers helps you find the best deal that fits your budget. Whether you’re buying new or used, smart shopping means more savings and peace of mind on the island.

Honolulu drivers can tap into competitive rates from trusted credit unions and banks that understand our community. Fast approvals and friendly service make getting behind the wheel easier—so start comparing today and drive away confident with a payment you’ll love.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
∞
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
hificu
4 - 6.5 %
3 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Hawaiian Financial's auto loans with rates ranging from 4% to 9.75% APR today. These rates are unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

🏦 Local Lenders in Honolulu, HI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Honolulu County, HI

✅HAWAII STATE FEDERAL CREDIT UNION
✅HICKAM CREDIT UNION
✅HAWAIIUSA FEDERAL CREDIT UNION
✅ALOHA PACIFIC FEDERAL CREDIT UNION
✅HONOLULU FEDERAL CREDIT UNION
✅PEARL HAWAII FEDERAL CREDIT UNION
✅EWA FEDERAL CREDIT UNION
✅KAHUKU FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅KOOLAU CREDIT UNION
✅UNIVERSITY OF HAWAII FEDERAL CREDIT UNION
✅HAWAIIAN FINANCIAL FEDERAL CREDIT UNION
✅HAWAII LAW ENFORCEMENT FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅WAIALUA FEDERAL CREDIT UNION
✅SCHOFIELD FEDERAL CREDIT UNION
✅MATANUSKA VALLEY FEDERAL CREDIT UNION
✅HAWAII SCHOOLS FEDERAL CREDIT UNION
✅HAWAIIAN ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅PLUMBERS FITTERS LOCAL 675 CREDIT UNION
✅HAWAII CENTRAL FEDERAL CREDIT UNION
✅PENTAGON FEDERAL CREDIT UNION
✅HONOLULU FIRE DEPARTMENT FEDERAL CREDIT UNION
✅HAWAII FEDERAL CREDIT UNION
✅ILWU CREDIT UNION
✅LOCAL UNION 1186 IBEW FEDERAL CREDIT UNION
✅GLOVER FEDERAL CREDIT UNION
✅HOTEL AND TRAVEL INDUSTRY FEDERAL CREDIT UNION

Compare other loan types in Honolulu, HI

Why compare Vehicle Loans in Honolulu, HI on LendMesh

If you’re in Honolulu, HI and curious about how your car payment stacks up, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and potentially lower rates tailored to your needs. Taking a little extra time now can make a big difference in what you pay monthly, so browse through trusted banks and credit unions to find the best fit for your budget.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—whether 4% or 5%—and get notified the moment offers dip below your goal. Along with timely updates, you’ll receive expert insights, rate trends, and hand-picked loan deals right in your inbox. Join thousands of Honolulu car buyers who trust LendMesh to help them secure smarter, more affordable vehicle financing.

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