Welcome to pearl-hawaii, a financial institution proudly serving our community since 1937. Our mission is rooted in providing exceptional service to our members, including military personnel and their families, as we strive to empower individuals through sound financial solutions. Under the leadership of CEO DANIEL TERADA and Board President RYAN TSUJI, we are committed to fostering trust and accessibility for all our members from our headquarters located in Waipahu, HI.

At pearl-hawaii, we understand that modern banking requires innovative tools to meet the diverse needs of our members. That’s why we offer a range of services including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. We are proud to be federally insured by the NCUA since 1/4/1971 0:00, ensuring that your deposits are safe and secure. For more information about how we can support your financial journey, please visit our official website at https://pearlhawaii.com/ or reach out via fax at (808) 218-6299. Join us as we continue to build a financially empowered community together.

At Pearl Hawaii, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to specialized offerings like auto loans and mortgage refinancing, we provide a range of options that help individuals manage their everyday banking needs and plan for significant life milestones. Our credit cards come with rewards that make spending more rewarding, while our business banking services empower small business owners with essential tools such as merchant services and business loans. Our commitment to accessibility means you can easily take advantage of these services through our online banking platform and mobile application.

In today’s fast-paced world, managing finances should be convenient and efficient. That's why Pearl Hawaii ensures that our members have access to innovative digital tools like Person-to-Person Transfers, Mobile Payments, E-Statements, and E-Signatures. These features enable you to handle transactions seamlessly from anywhere, ensuring that your banking experience is both secure and straightforward. Whether you're looking to grow your savings or explore loan options—perhaps by checking rates at https://www.lendmesh.com/loans/personal_loans—we are here to support you every step of the way. If you're interested in becoming a member, you can find eligibility details at , or feel free to reach out for personalized assistance at (808) 218-6299. At Pearl Hawaii, we're dedicated to being your trusted partner in achieving your financial goals.

At pearl-hawaii, we take pride in being a trusted financial partner for our members, demonstrating our commitment to excellence and community support since our inception in 1937. With a Total Membership of 32,016, we have built a strong community of individuals who trust us with their financial well-being. Our robust financial foundation is reflected in our Total Assets, which stand at 475,368,328, ensuring that we are equipped to meet the diverse needs of our members.

Our Net Worth of 45,897,064 underscores our stability and resilience, allowing us to provide services that empower our members to achieve their financial goals. We understand the importance of savings and investments, which is why our Total Deposits amount to 47,125,964. This level of trust from our members is a testament to the quality of service we offer and the strong relationships we cultivate.

With a focus on providing valuable lending options, our Total Loans and Leases reach 11,326, helping members finance everything from homes to vehicles. Our Auto Loan Volume stands at 3,238, offering competitive rates and terms tailored to meet individual needs. Additionally, while we focus on personal banking solutions, our ability to adapt allows us to support various sectors; however, it is important to note that currently, our Commercial Loans amount to 0.

The dedication of our team is evident as we employ 77 professionals who are committed to delivering exceptional service. Our strong Net Worth Ratio of 965 reflects not only our financial strength but also our commitment to maintaining transparency and sustainability in all operations.

We invite you to explore how pearl-hawaii can be your valued partner in financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.