PEARL HAWAII FEDERAL CREDIT UNION

Welcome to Pearl Hawaii, your trusted financial partner located at 550 Paiea St Ste 128, Honolulu, HI 96819. Established in 1937, we have been committed to serving our community for over eight decades. With a total membership of 32,016 and assets amounting to an impressive $475,368,328, we pride ourselves on our ability to provide tailored financial solutions that meet the diverse needs of our members. At Pearl Hawaii, we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and credit cards with rewards. Our dedicated team of 77 employees, led by our CEO Daniel Terada and Board President Ryan Tsuji, is here to ensure you receive the personalized service you deserve. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 550 Paiea St Ste 128, Honolulu, HI 96819. We maintain a strong commitment to supporting our local community and providing opportunities for financial growth. With total deposits reaching $47,125,964 and a net worth of $45,897,064, we are well-positioned to help you achieve your financial goals. Our offerings include everything from basic shared branch transactions to more complex business banking solutions. We invite you to explore what Pearl Hawaii has to offer. Whether you're looking for a new loan or need assistance with your existing accounts, feel free to reach out by calling us at 808-737-4328 or visit our website at pearlhawaii.com. Your journey toward financial success starts here!

At Pearl Hawaii, we take pride in our rich history and our unwavering mission to serve the community. Established in 1937, our branch has grown alongside the vibrant city of Honolulu, HI. Located at 550 Paiea St Ste 128, we are situated in a convenient area that is easy to access for our members. Over the decades, Pearl Hawaii has evolved significantly, starting as a small credit union focused on helping locals with their financial needs. Today, we proudly boast a membership of over 32,000 and total assets exceeding $475 million. Our journey reflects our commitment to providing not just financial services but also support and empowerment for every member of our community. Our mission is clear: We strive to enhance the lives of our members by offering personalized banking solutions that meet their unique needs. Whether it's through our checking and savings accounts, auto loans, mortgage financing, or credit card offerings with rewards, we aim to be a trusted partner in your financial journey. Beyond banking, we are dedicated to community outreach initiatives that uplift those around us, proving that financial institutions can play a vital role in societal well-being. We understand that accessibility is key. While members can visit us at our branch location in Honolulu, official correspondence should be sent to the same address: 550 Paiea St Ste 128, Honolulu, HI 96819. In today's digital age, we've embraced technology to better serve you. Our online banking platform allows members to manage their finances anytime and anywhere. Additionally, we offer mobile payments and e-statements for convenience and security. For those who prefer face-to-face interactions, we provide basic shared branch transactions and customer service during our operating hours from Monday to Friday from 8 AM to 4 PM and Saturday from 8 AM to 3 PM. As part of our dedication to inclusivity, we've also implemented ADA-compliant facilities and services. And while we currently do not have ATMs or drive-thru services at this location, we are committed to ensuring all members receive assistance through our shared service center. Pearl Hawaii isn't just about numbers; it's about people. Our team is passionate about building relationships with each member and understanding your individual needs. Together with our board president Ryan Tsuji and CEO Daniel Terada, we're excited about what lies ahead as we continue to grow and adapt for the benefit of our community. Join us at Pearl Hawaii today! Experience how being part of a credit union can make a difference in your life because when you thrive, we all thrive together. For more information or to open an account, visit us online at Pearl Hawaii or call us at (808) 737-4328. We look forward to welcoming you into our family!

Becoming a member of Pearl Hawaii is like joining a family that truly cares about your financial well-being. If you're looking to be part of a community that prioritizes your needs, you're in the right place! To qualify for membership at Pearl Hawaii, you typically need to live, work, or worship in the local area, and there may be additional criteria depending on specific membership categories. It's all designed to keep our community strong and supportive. For the most accurate and detailed eligibility information, you can check out our resource at . Once you're ready to join us, opening an account is straightforward! Just visit our online application link at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad8qfwimp9buraq3fe69lbr_9u4gemgv3e1o4v_ihb_haideifgyktuhaihzxpg8n2qcghk0qhr5qieb-wpre6l7snotjqzyvxnwlxou4x91d , or feel free to give us a call at (808) 737-4328 if you have any questions. We're excited to welcome you to Pearl Hawaii, located at 550 Paiea St Ste 128 Honolulu Hi 96819, where you'll find not just great financial services but also a warm community atmosphere.

At Pearl Hawaii, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your hard-earned money. With a net worth of $45,897,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 965% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,103,029 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,102,811 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $25,234,225 in total loans and leases and 1,619 used auto loans, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 57,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pearl Hawaii is your trusted partner. Visit us at 550 Paiea St Ste 128 Honolulu Hi 96819 or call 808-737-4328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.