PEARL HAWAII FEDERAL CREDIT UNION

At Pearl Hawaii, we believe in the power of community and financial empowerment. Nestled in the heart of Waipahu at 94449 Ukee St, our main office is more than just a banking facility; it's a hub for over 32,000 members seeking reliable financial services tailored to their unique needs. Established in 1937, we have built a legacy of trust, commitment, and excellence, exemplified by our total assets of $475,368,328 and robust membership that continues to grow. We understand that life's financial journey can be challenging. That's why our dedicated team, led by CEO Daniel Terada and Board President Ryan Tsuji, is here to guide you every step of the way. Whether you're looking for personal loans, auto financing, or business solutions, we've got you covered with our total loans exceeding 11,326. Plus, with total deposits reaching $47,125,964, your hard-earned money will always be safe with us. While members can visit us at our branch address, official correspondence should be sent to the same address: 94-449 Ukee St, Waipahu, HI 96797. We offer a variety of services including online and mobile banking for your convenience. Our operating hours are designed to fit your busy schedule Monday through Friday from 10 AM to 6 PM and Saturday from 8 AM to 3 PM. We take pride in being an integral part of the Waipahu community by offering personalized financial products that cater to both individuals and businesses alike. With a team of 77 employees, we ensure that each member receives exceptional service tailored to their specific needs. Join us at Pearl Hawaii where community matters and your financial goals become our mission. Visit us today or call us at 808-737-4328 for more information on how we can assist you on your financial journey!

Welcome to the heart of our community at Pearl Hawaii. Established in 1937, we have proudly served the residents of Waipahu, HI, for decades. Our branch, located at 94449 Ukee St, Waipahu, HI 96797, has become a trusted financial partner for over 32,000 members who rely on us for their banking needs. From our humble beginnings, Pearl Hawaii has evolved significantly. We started with a small membership base and a vision to provide accessible financial services to our community. Over the years, we have grown our total assets to an impressive $475,368,328, reflecting our commitment to sound financial practices and member satisfaction. As we expanded, we embraced modern technology while keeping our roots firmly planted in community support. Our mission is simple yet powerful: to enhance the lives of our members through exceptional financial services and unwavering community support. We believe that banking should be more than just transactions; it should foster relationships and empower individuals. This mission drives every aspect of what we do whether it's offering competitive auto loans, flexible mortgage options, or rewarding credit cards. At Pearl Hawaii, we are not just about numbers; we're about people. Our dedicated team is here to guide you through personal banking solutions such as checking and savings accounts, auto financing, and debt consolidation. We understand that each member's journey is unique, and we strive to offer personalized service that meets your specific needs. In addition to traditional banking services, we also embrace innovation with features like online and mobile banking. With ATM availability and a convenient drive-thru, accessing your funds has never been easier. Our commitment to accessibility includes ensuring ADA compliance so that all members can utilize our services comfortably. We are proud of our partnerships within the community that allow us to give back through various outreach programs. By supporting local events and initiatives, we aim to uplift those around us while building lasting connections. While members can visit us at 94449 Ukee St, official correspondence should be sent to 94-449 Ukee St, Waipahu, HI 96797 if necessary. Our operating hours are designed with you in mind: Monday through Friday from 10 AM to 6 PM and Saturday from 8 AM to 3 PM. Join us at Pearl Hawaii and experience the difference of being part of a credit union that truly cares about its members and the community. Call us today at 808-737-4328 or visit our website at pearlhawaii.com for more information on how you can become a member!

Welcome to the Pearl Hawaii Main Office - Waipio Branch, conveniently located at 94449 Ukee St, Waipahu, HI 96797. Our branch sits in the heart of Waipahu, just a stone's throw away from local landmarks like the Waipahu Cultural Garden Park and the bustling Waipahu Town Center. This prime location makes it easy for you to stop by and take care of your banking needs. At Pearl Hawaii, we prioritize accessibility for all our members. Whether you're visiting us for personal banking or business services, you'll find ample parking spaces available. We are proud to be ADA compliant, ensuring that everyone can access our facilities with ease. Plus, we offer drive-thru banking for quick transactions without leaving your vehicle. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 8 AM to 3 PM. Feel free to call us at 808-737-4328 if you have any questions or need assistance before your visit. For those who prefer digital options, we offer a range of online and mobile banking services that make managing your finances simple and convenient. And if you need cash on the go, our ATM is readily available on-site. While members can visit us at 94449 Ukee St Waipahu Hi 96797, official correspondence should be sent to our mailing address at 94-449 Ukee St, Waipahu, HI 96797. We look forward to welcoming you soon! Come see how Pearl Hawaii can support your financial journey today!

Joining the Pearl Hawaii community means becoming part of a supportive family that cares about your financial well-being. If you're wondering how to become a member, it's simpler than you might think! At Pearl Hawaii, membership is open to anyone who lives, works, or attends school in the areas we serve. This includes those who have family members already with us, making it even easier for you to join our ranks. By becoming a member, you'll enjoy personalized service and access to a variety of financial products designed just for you. To get started on your membership journey at our branch located at 94449 Ukee St, Waipahu, HI 96797, simply give us a call at 808-737-4328 or visit our website for more detailed eligibility information at . If you're ready to open an account, head over to https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad8qfwimp9buraq3fe69lbr_9u4gemgv3e1o4v_ihb_haideifgyktuhaihzxpg8n2qcghk0qhr5qieb-wpre6l7snotjqzyvxnwlxou4x91d where the process is straightforward and welcoming. We're excited to help you take this important step towards achieving your financial goals!

At Pearl Hawaii, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs effectively. With a net worth of $45,897,064, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 965% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Members' savings are secured through $126,103,029 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $45,102,811 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1619 in used auto loans and a total of $252,342,255 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 57,889, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pearl Hawaii is your trusted partner. Visit us at 94449 Ukee St Waipahu Hi 96797 or call 808-737-4328 to learn more about how we can help you achieve your financial goals.