Vehicle Loans in Santa Rosa, CA

Ready to find a cheap car loan interest rate in Santa Rosa, CA? Compare offers from local lenders who understand your needs and offer fast approvals, so you can drive away with confidence and savings.

Whether you’re buying new or used, local credit unions and banks in Santa Rosa provide great rates and friendly service. Start comparing today to lock in the best deal and enjoy a smooth, stress-free loan experience.

NewUsed

Filters

Lender
APR
Term
Link
Info
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
golden1
4.99 %
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
1stunitedcu
4.99 - 5.94 %
6 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
sierracentral
4.99 - 14.99 %
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

The Golden 1's auto loans with APRs ranging from 4.99% to 5.24% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 8.5% , also showing no change over the same periods. Recreational vehicle loans range from 7.24% to 9.25% , with rates steady compared to 7 and 30 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

1St United's auto loans with APRs ranging from 4.99% to 6.19% , which is up from the 7–and 30–day rates. Motorcycle loans have a fixed APR of 9.09% , showing no change over the past 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

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Why compare Vehicle Loans in Santa Rosa, CA on LendMesh

If you’re searching for the cheapest car loan interest rate in Santa Rosa, CA, it pays to keep comparing offers on LendMesh. By browsing multiple lenders side-by-side, you can uncover better deals that fit your budget and avoid settling for the first rate you see. Taking a little extra time to explore can help you save more and drive away with confidence.

To make the process even easier, consider subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate, and we’ll notify you whenever loan offers dip below that number. Along with timely updates, you’ll receive expert insights, rate trends, and curated deals right in your inbox—helping Santa Rosa car buyers stay informed and ready to act when the best opportunities arise.

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