Vehicle Loans in Modesto, CA

If you have excellent credit and live in Modesto, CA, now’s the perfect time to compare auto loan offers. Find competitive rates tailored for you and get behind the wheel faster without the hassle.

Local lenders in Modesto understand your needs and offer quick approvals plus friendly service. Take a moment to see how much you could save on your next vehicle loan right here in your community.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
hfcu
3.99 - 6.59 %
7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago.

🏦 Local Lenders in Modesto, CA

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Why compare Vehicle Loans in Modesto, CA on LendMesh

If you’re in Modesto, CA and seeking excellent credit auto loan rates, it pays to keep exploring your options on LendMesh. By comparing offers from multiple lenders, you increase your chances of finding better deals and more affordable rates that suit your budget. Take your time—there’s no rush—and use LendMesh to confidently navigate the best loan choices available near you.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts tailored for Modesto borrowers. Simply set your ideal rate—whether 4% or 5%—and receive notifications as soon as offers drop below that mark. Plus, enjoy expert insights, loan trends, and curated deals delivered weekly or monthly straight to your inbox. Join thousands of smart car buyers who trust LendMesh to make informed decisions and never miss a great opportunity.

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