Vehicle Loans in Modesto, CA

Looking for the lowest vehicle loan rates in Modesto, CA? Compare offers from trusted local lenders to find a rate that fits your budget and gets you behind the wheel faster. It’s simple, quick, and designed to save you money.

Modesto drivers deserve friendly service and easy approval. By comparing local loan options, you can choose terms that work for you and enjoy peace of mind knowing you’re supported by lenders who understand your community.

NewUsed

Filters

Lender
APR
Term
Link
Info
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
pacificservice
4.24 - 15.99 %
7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
providentfcu
4.26 %
alturacu
4.29 %
5 Yrs
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian has auto loan rates ranging from 3.99% to 4.24% APR, with no change from 7 or 30 days ago. Motorcycle loans are at 5.24% APR, also showing no change over the same periods. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Modesto, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Stanislaus County, CA

Compare other loan types in Modesto, CA

Why compare Vehicle Loans in Modesto, CA on LendMesh

If you’re searching for the lowest vehicle loan rates in Modesto, CA, it’s worth exploring multiple lenders on LendMesh. Comparing your options can help you uncover better deals and cheaper rates tailored to your budget. Taking a little extra time now could lead to significant savings down the road, empowering you to drive off with confidence and peace of mind.

Consider subscribing to LendMesh for personalized alerts that keep you in the loop on rates that match your goals. Just set your target interest rate, and we’ll notify you as soon as offers dip below that mark. With weekly or monthly updates featuring expert insights and hand-picked loan deals, Modesto drivers can stay informed and never miss a great opportunity.

Customers are also interested in:

Vehicle Loan Lowest Interest Rate