Vehicle Loans in Merced, CA

Looking for the best vehicle loan interest rates in Merced, CA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether new or used, your next car is closer than you think.

Start your journey with quick, easy approvals from lenders who understand Merced’s community. Save money and drive away happy with personalized service and rates designed to help you succeed.

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Lender
APR
Term
Link
Info
lbsfcu
4.74 - 18 %
3 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
scefcu
4.74 - 15.74 %
5 - 7 Yrs
starone
4.75 - 8.75 %
5 - 7 Yrs
noblecu
4.85 - 5.99 %
5 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
safe1
4.99 - 14.99 %
5.5 - 7 Yrs
sesloc
4.99 - 15.19 %
5.1 - 7 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Lbs Financial's auto loans with APRs ranging from 4.74% to 18% , and motorcycle loans from 7.64% to 18% . Unchanged in the past 7 or 30 days. Recreational vehicle loans are also available with APRs between 7.45% and 18% , showing no change over the same periods. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Rize's auto loan rates range from 4.74% to 15.74% APR today, with no change from 90 days ago. Motorcycle loans have rates between 6.24% and 17.24% APR, also showing no change from 90 days ago. Recreational loan rates start at 6.24% APR and go up to 16.24% . Star One's vehicle loans with rates ranging from 4.75% to 8.75% APR for auto loans and 7.7% to 11.7% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. The same stable rates apply to other recreational and vehicle types.

Noble's auto loans with APRs ranging from 4.85% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have rates between 7.4% and 10.15% , which have also stayed the same over the past 7 and 30 days. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% , showing no change over the past 7 and 30 days. Sesloc's auto loans with APRs ranging from 4.99% to 16% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 8.05% and 15.7% , showing no change from both 7 and 30 days ago.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

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