Vehicle Loans in Manteca, CA

Shopping for a used car in Manteca, CA? Comparing loan offers can help you find the best APR and save money over time. We make it simple to see your options side by side, so you can choose a loan that fits your budget and gets you on the road faster.

Local lenders understand Manteca drivers and offer competitive rates with quick approvals. Whether you’re buying your first car or upgrading, comparing loans here means you get fair terms and friendly service from people who care about your community.

NewUsed

Filters

Lender
APR
Term
Link
Info
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
pacificservice
4.24 - 15.99 %
7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
providentfcu
4.26 %
alturacu
4.29 %
5 Yrs
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Manteca, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Joaquin County, CA

Compare other loan types in Manteca, CA

Why compare Vehicle Loans in Manteca, CA on LendMesh

If you’re searching for the best used car APR in Manteca, CA, take your time to compare offers from multiple lenders on LendMesh. Exploring different options helps you uncover better deals and potentially lower rates, ensuring you get the most value for your loan. There’s no need to rush—finding the right APR can make a big difference in your monthly payments and overall cost.

To stay ahead in your search, consider subscribing to LendMesh’s personalized alerts. Simply set your target APR, and we’ll notify you whenever offers dip below that rate. You’ll also receive expert insights, rate trends, and curated loan deals on a weekly or monthly basis—helping Manteca borrowers like you make informed decisions without the hassle.

Customers are also interested in:

Used Car Apr