Vehicle Loans in San Francisco, CA

Looking for a cheap car loan interest rate in San Francisco, CA? Compare offers from trusted local lenders to find rates that fit your budget and get you on the road faster. It’s simple, transparent, and tailored just for Bay Area drivers.

Save time and money by exploring competitive car loan options right here in San Francisco. Whether you’re buying new or used, finding the best rate means lower monthly payments and a smoother ride to your next adventure.

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Lender
APR
Term
Link
Info
firstent
4.74 - 6.24 %
3 - 7 Yrs
cefcu
4.74 %
5.5 Yrs
affinityplus
4.74 %
3 - 7 Yrs
vccuonline
4.75 - 8.99 %
5 Yrs
starone
4.75 - 8.75 %
5 - 7 Yrs
noblecu
4.85 - 5.99 %
5 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. These rates are unchanged from 7 and 30 days ago but are higher than 60 and 90 days ago. Citizens Equity First has auto loan rates ranging from 4.74% to 5.09% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. The rates have risen steadily compared to earlier months, with the lowest rates seen 90 days ago. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Ventura County's auto loan rates range from 4.75% to 8.99% APR, down from 7 and 30 days ago. Motorcycle loans stay steady at 7.24% to 7.99% APR. Other and recreational loan rates remain unchanged at 7% to 7.5% APR. Star One's auto loans with APRs ranging from 4.75% to 8.75% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 7.7% and 11.7% , which have also stayed the same during that time. Noble's auto loans with APRs ranging from 4.85% to 6.49% , showing no change from 7 or 30 days ago. Recreational loans have rates between 7.4% and 10.15% , which have also stayed the same over the past 7 and 30 days.

Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . Rates for both have not changed in the past 7 or 30 days. Recreational loan rates range from 5.99% to 18% and have stayed the same over the last 90 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for a cheap car loan interest rate in San Francisco, CA, taking time to compare offers can make a big difference. LendMesh helps you explore multiple lenders side-by-side, uncovering better deals tailored to your needs. Keep checking back to find the most affordable options and make your car purchase with confidence, knowing you’ve made an informed choice.

To stay ahead of the best rates in San Francisco, consider subscribing to LendMesh’s alerts. Just set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, keeping you informed and ready to grab the smartest financing opportunities.

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