Vehicle Loans in San Francisco, CA

Finding the lowest interest rate for your new car loan in San Francisco just got easier. Compare offers from local banks and credit unions to discover the best deal tailored to your needs—no hassle, no confusion.

Get approved fast and drive away with confidence knowing you’ve secured a great rate right here in San Francisco, CA. Start comparing now and make your next car purchase simple and affordable.

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Lender
APR
Term
Link
Info
patelco
5.19 - 17.99 %
4.1 - 7 Yrs
techcu
5.24 - 15.49 %
1 - 7 Yrs
bayfed
5.24 - 6.24 %
4 - 7 Yrs
valleyfirstcu
5.49 %
1 - 4 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
kinecta
5.54 - 6.19 %
7 Yrs
wescom
5.74 %
5 - 7 Yrs
cafcu
5.99 - 17.75 %
5 Yrs
valleystrong
6.44 - 21.74 %
1 - 4 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patelco's auto loan rates range from 5.19% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 6.99% and 16.79% APR, showing no change over the past 7, 30, or 90 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for the lowest interest rate for a new car loan in San Francisco, CA, keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and find the financing that fits your budget. Taking a bit of extra time now can lead to significant savings down the road, making your car purchase more affordable and stress-free.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the San Francisco car loan market. Set your target interest rate, and we’ll notify you as soon as offers dip below your goal. You’ll also get weekly or monthly updates filled with expert insights, rate trends, and curated loan deals—helping you make informed decisions without the hassle. Join thousands of local borrowers who trust LendMesh to catch the best opportunities first.

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