Auto Loans in Irvine, CA 92618

Searching for the best auto financing rate in Irvine, CA? Compare loan offers from trusted local lenders to find a rate that fits your budget and gets you behind the wheel faster. It’s simple, quick, and tailored just for Irvine drivers like you.

Whether you’re buying your first car or upgrading to something new, local lenders in Irvine offer competitive rates and friendly service. Take a moment to explore your options and enjoy a smooth, stress-free loan experience right here in your community.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

3.84 - 4.59 %

5 Yrs

∞

3.89 - 9.9 %

1 - 15 Yrs

∞

3.9 - 16.75 %

0.1 - 7 Yrs

∞

3.99 - 4.49 %

3 - 7 Yrs

∞

3.99 - 5.49 %

3 - 7 Yrs

∞

3.99 - 4.24 %

1 - 7 Yrs

∞

3.99 - 6.59 %

7 Yrs

∞

4.19 - 5.69 %

3 - 7 Yrs

∞

4.24 - 5.79 %

3 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago.

🏦 Local Lenders in Irvine, CA

WESCOM CENTRAL CREDIT UNION — 15378 ALTON PKWY IRVINE CA 92618

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Orange County, CA

✅RANCHO FEDERAL CREDIT UNION

✅WESCOM CENTRAL CREDIT UNION

✅AMERICAN FIRST CREDIT UNION

✅CALIFORNIA AGRIBUSINESS CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅SOUTHLAND 68415 CREDIT UNION

✅SEA AIR FEDERAL CREDIT UNION

✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅FINANCIAL PARTNERS 68457 CREDIT UNION

✅EAGLE COMMUNITY CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ORANGE COUNTYS CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅SAN DIEGO COUNTY CREDIT UNION

✅CERTIFIED FEDERAL CREDIT UNION

✅HUNTINGTON BEACH CREDIT UNION

✅CAPSTONE FEDERAL CREDIT UNION

✅KINECTA FEDERAL CREDIT UNION

✅COMUNIDAD LATINA FEDERAL CREDIT UNION

✅SANTA ANA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅CALIFORNIA CREDIT UNION

✅LBS FINANCIAL CREDIT UNION

✅FOUNTAIN VALLEY CREDIT UNION

✅PARTNERS FEDERAL CREDIT UNION

✅CREDIT UNION OF NEW JERSEY A CREDIT UNION

✅DIRECT FEDERAL CREDIT UNION

✅HANIN FEDERAL CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

✅ADELFI CREDIT UNION

✅POLAM 19739 CREDIT UNION

✅UNION YES FEDERAL CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

Compare other loan types in Irvine, CA

Why compare Vehicle Loans in Irvine, CA on LendMesh

If you’re searching for the best auto financing rate in Irvine, CA, it pays to keep exploring your options. LendMesh lets you compare multiple lenders side by side, helping you spot better deals and cheaper rates without any pressure. Take your time and find the loan that fits your budget and goals—your perfect car financing could be just a few clicks away.

To stay ahead in Irvine’s competitive auto loan market, consider subscribing to LendMesh’s alert service. Simply set your target rate, like 4% or 5%, and get notified instantly when offers fall below that mark. You’ll receive expert insights, rate trends, and curated loan deals weekly or monthly—helping you make smarter choices and seize the best opportunities before anyone else.

Customers are also interested in:

Best Auto Financing Rate