Vehicle Loans in Irvine, CA

Searching for the best auto loan rates in Irvine, CA? Compare offers from local lenders today and find a rate that fits your budget—whether you’re buying new or used, refinancing, or upgrading your ride.

Our friendly team understands Irvine drivers and is here to help you get fast approval and low rates. Start comparing now to drive away with confidence and save more on your next vehicle loan.

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Lender
APR
Term
Link
Info
skyone
4.99 - 6.99 %
3 - 7 Yrs
∞
skylacu
4.99 - 6.99 %
4.1 - 7 Yrs
∞
sierracentral
4.99 - 14.99 %
∞
vccuonline
5.04 - 8.99 %
5 Yrs
∞
nuvisionfederal
5.09 - 10.34 %
7 Yrs
∞
lbsfcu
5.19 - 18 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
safe1
5.24 - 15.24 %
5.5 - 7 Yrs
∞
bayfed
5.24 - 6.24 %
4 - 7 Yrs
∞
meriwest
5.24 - 7.59 %
1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago.

Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. Ventura County's auto loans with rates from 5.04% to 8.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 7.24% to 7.99% APR and remain steady compared to a week ago. Recreational loans have rates between 7% and 7.5% APR, showing no change in the last 7 days.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Lbs Financial's auto loans with APRs ranging from 4.74% to 18% , and motorcycle loans from 7.64% to 18% . Unchanged in the past 7 or 30 days. Recreational vehicle loans are also available with APRs between 7.45% and 18% , showing no change over the same periods.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% , showing no change over the past 7 and 30 days. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

🏦 Local Lenders in Irvine, CA

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