Vehicle Loans in San Diego, CA

Searching for the lowest auto loan rates in San Diego, CA? Compare offers from trusted local lenders to find the best deal that fits your budget and gets you behind the wheel faster.

Whether you're buying new or used, exploring multiple vehicle loan options helps you save money and drive with confidence. Start comparing today and make your San Diego car dreams a reality.

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Lender
APR
Term
Link
Info
patelco
5.19 - 17.99 %
4.1 - 7 Yrs
techcu
5.24 - 15.49 %
1 - 7 Yrs
bayfed
5.24 - 6.24 %
4 - 7 Yrs
valleyfirstcu
5.49 %
1 - 4 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
kinecta
5.54 - 6.19 %
7 Yrs
wescom
5.74 %
5 - 7 Yrs
cafcu
5.99 - 17.75 %
5 Yrs
valleystrong
6.44 - 21.74 %
1 - 4 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patelco's auto loan rates range from 5.19% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 6.99% and 16.79% APR, showing no change over the past 7, 30, or 90 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

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Why compare Vehicle Loans in San Diego, CA on LendMesh

If you’re searching for the lowest auto loan in San Diego, CA, take your time to explore all your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates that fit your budget. With a variety of trusted banks and credit unions in one place, you can confidently find the right loan to get you behind the wheel without overspending.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your desired interest rate—whether it’s 4% or 5%—and receive instant notifications when offers fall below your target. You’ll also get expert insights, weekly or monthly updates on trending rates, and curated loan deals sent directly to your inbox. Join thousands of San Diego borrowers who trust LendMesh to find smarter, more affordable auto loans.

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