Vehicle Loans in San Diego, CA

Ready to find the best auto loan rates near you in San Diego? Whether you're buying new or used, comparing offers from local lenders helps you save money and drive away with confidence.

Our trusted San Diego lenders offer quick approvals and friendly service, making it easy to secure the right loan for your budget. Start comparing today and get behind the wheel faster!

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Lender
APR
Term
Link
Info
sesloc
5.74 - 16 %
5.1 - 7 Yrs
valleyfirstcu
5.79 - 6.49 %
1 - 4 Yrs
kinecta
6.19 %
7 Yrs
wescom
6.24 - 6.99 %
5 - 7 Yrs
cafcu
6.49 - 17.75 %
5 Yrs
valleystrong
6.69 - 22.99 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sesloc's auto loan rates range from 4.99% to 16% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Recreational loan rates are between 8.05% and 15.7% APR, showing no change over the past 7 and 30 days. Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

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