Vehicle Loans in San Diego, CA

Looking for the best car rates in San Diego, CA? Compare local loan offers quickly to find affordable options that fit your budget. Whether you’re buying new or used, getting the right loan can make all the difference.

San Diego lenders understand our community and offer low rates with friendly service. Start your search today and drive away with confidence, knowing you’ve found a great deal on your next vehicle loan.

NewUsed

Filters

Lender
APR
Term
Link
Info
sesloc
5.74 - 16 %
5.1 - 7 Yrs
valleyfirstcu
5.79 - 6.49 %
1 - 4 Yrs
kinecta
6.19 %
7 Yrs
wescom
6.24 - 6.99 %
5 - 7 Yrs
cafcu
6.49 - 17.75 %
5 Yrs
valleystrong
6.69 - 22.99 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sesloc's auto loan rates range from 4.99% to 16% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Recreational loan rates are between 8.05% and 15.7% APR, showing no change over the past 7 and 30 days. Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in San Diego, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Diego County, CA

Compare other loan types in San Diego, CA

Why compare Vehicle Loans in San Diego, CA on LendMesh

If you’re searching for the best car rate in San Diego, CA, take your time comparing multiple lenders on LendMesh. Exploring different offers can help you uncover better deals and lower interest rates, putting you in control of your borrowing choices. With a variety of trusted banks and credit unions available, you can find a loan that fits your budget and gets you behind the wheel faster.

Consider subscribing to LendMesh to receive personalized alerts tailored to your target rate. Whether you’re aiming for a 4% or 5% car loan, we’ll notify you the moment a better deal appears. Plus, get expert insights, market trends, and curated loan offers delivered weekly or monthly—helping San Diego borrowers stay informed and ready to act on the best opportunities.

Customers are also interested in:

Car Rate