Auto Loans in San Diego, CA 92105

Searching for the best vehicle mortgage in San Diego, CA? Compare local loan offers quickly and easily to find rates that fit your budget and get you behind the wheel sooner.

Whether you’re buying new or refinancing, San Diego lenders offer friendly service and fast approvals. Start comparing today to secure a loan designed with your needs in mind.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

5.19 - 17.99 %

4.1 - 7 Yrs

∞

5.24 - 15.49 %

1 - 7 Yrs

∞

5.24 - 6.24 %

4 - 7 Yrs

∞

5.49 %

1 - 4 Yrs

∞

5.5 - 13 %

0.5 - 8 Yrs

∞

5.54 - 6.19 %

7 Yrs

∞

5.74 %

5 - 7 Yrs

∞

5.99 - 17.75 %

5 Yrs

∞

6.44 - 21.74 %

1 - 4 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patelco's auto loan rates range from 5.19% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 6.99% and 16.79% APR, showing no change over the past 7, 30, or 90 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in San Diego, CA

SELF-HELP FEDERAL CREDIT UNION — 4029 43RD ST SAN DIEGO CA 92105

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Diego County, CA

Compare other loan types in San Diego, CA

Why compare Vehicle Loans in San Diego, CA on LendMesh

If you’re searching for a vehicle mortgage in San Diego, CA, it pays to keep exploring your options on LendMesh. Comparing offers from a variety of lenders helps you discover better deals and potentially lower rates tailored to your needs. Take your time and use the platform to find a loan that suits your budget and gets you behind the wheel with confidence.

Consider subscribing to LendMesh for personalized loan alerts that match your target rate, whether it’s 4%, 5%, or another number. You’ll receive timely notifications as soon as rates drop below your set threshold, plus weekly or monthly updates filled with expert insights, rate trends, and hand-picked deals. Join thousands of San Diego borrowers who trust LendMesh to stay informed and seize the best vehicle loan opportunities.