Vehicle Loans in Escondido, CA

If you’re shopping for a used car in Escondido, knowing the average payment helps you budget smarter. Local lenders offer competitive rates tailored to our community, making it easier to find a loan that fits your wallet.

Compare offers from trusted banks and credit unions right here in Escondido, CA. With fast approvals and friendly service, you’ll get the best deal and drive away confident in your choice.

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Lender
APR
Term
Link
Info
blupeak
4.35 - 6.25 %
2 - 7 Yrs
redwoodcu
4.39 - 5.59 %
3 - 7 Yrs
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
orangecountyscu
4.49 - 14.64 %
4 - 7 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
cefcu
4.49 %
5.5 Yrs
altaone
4.49 - 5.99 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
cusocal
4.64 - 13.89 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blupeak's auto loans with APRs ranging from 4.35% to 7.25% , showing no change from 7, 30, 60, or 90 days ago. Recreational vehicle loans have rates between 8.99% and 13.99% , which have also stayed the same over the past 7, 30, and 60 days. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago.

Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program.

Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Credit Union Of Southern California's auto loans with APRs ranging from 4.64% to 14.14% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 11.49% , and recreational loans range from 7.24% to 12.49% , both showing no change over the same periods.

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