Auto Loans in Carlsbad, NM 88220

Searching for the best used car interest rates in Carlsbad, NM? Compare offers from local lenders quickly and easily to find rates that fit your budget and get you behind the wheel faster.

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3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.89 - 5.89 %

0.1 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

3 - 7 Yrs

∞

3.99 - 11.24 %

3

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Sandia Area has auto loan rates ranging from 3.89% to 5.89% APR today. These rates are unchanged from 7 and 30 days ago but have increased slightly compared to 30, 60, and 90 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

First Financial's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.99% and 9.99% APR, showing no change from 7 or 30 days ago. Recreational loan rates remain steady at 8.49% to 9.74% APR with no changes over the past 60 days. Del Norte's auto loans with APRs ranging from 3.99% to 12.64% and recreational loans with rates between 7.49% and 9.24% . These rates have shown no change compared to 7 and 30 days ago. Both loan types have steady terms and consistent rates over the past two months.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

🏦 Local Lenders in Carlsbad, NM

U-1ST COMMUNITY FEDERAL CREDIT UNION — 601 N CANAL ST CARLSBAD NM 88220
FINANCIAL SECURITY CREDIT UNION — 1105 W PIERCE ST CARLSBAD NM 88220
FINANCIAL SECURITY CREDIT UNION — 2603 S CANAL ST CARLSBAD NM 88220
INTERNATIONALITES FEDERAL CREDIT UNION — 901 N CANAL ST CARLSBAD NM 88220
EDDY FEDERAL CREDIT UNION — 1711 S CANAL ST CARLSBAD NM 88220
EDDY FEDERAL CREDIT UNION — 909 W PIERCE ST CARLSBAD NM 88220

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Eddy County, NM

✅ARTESIA CREDIT UNION

✅U1ST COMMUNITY CREDIT UNION

✅FINANCIAL SECURITY CREDIT UNION

✅INTERNATIONALITES FEDERAL CREDIT UNION

✅EDDY FEDERAL CREDIT UNION

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