Auto Loans in Las Cruces, NM 88001

Ready to find the best auto loan in Las Cruces, NM? Compare offers from trusted local lenders to get low rates and flexible terms that fit your budget. Whether it’s a new or used car, we help you drive away with confidence.

Local credit unions and banks in Las Cruces understand your needs and offer fast approvals with personalized service. Start comparing today to save more and enjoy a smooth, stress-free loan experience right here in your community.

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APR

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3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.89 - 5.89 %

0.1 - 7 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 - 11.24 %

3

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

3 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Sandia Area has auto loan rates ranging from 3.89% to 5.89% APR today. These rates are unchanged from 7 and 30 days ago but have increased slightly compared to 30, 60, and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Del Norte's auto loans with APRs ranging from 3.99% to 12.64% and recreational loans with rates between 7.49% and 9.24% . These rates have shown no change compared to 7 and 30 days ago. Both loan types have steady terms and consistent rates over the past two months. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. First Financial's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 7.99% and 9.99% APR, showing no change from 7 or 30 days ago. Recreational loan rates remain steady at 8.49% to 9.74% APR with no changes over the past 60 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

🏦 Local Lenders in Las Cruces, NM

ONE SOURCE FEDERAL CREDIT UNION — 1375 E BOUTZ RD LAS CRUCES NM 88001
FIRST FINANCIAL CREDIT UNION — 901 E UNIVERSITY AVE STE Q LAS CRUCES NM 88001
WHITE SANDS FEDERAL CREDIT UNION — 2755 N MAIN ST LAS CRUCES NM 88001
WHITE SANDS FEDERAL CREDIT UNION — 2190 E LOHMAN AVE LAS CRUCES NM 88001
NUSENDA FEDERAL CREDIT UNION — 1715 E UNIVERSITY AVE LAS CRUCES NM 88001

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dona Ana County, NM

✅FIRSTLIGHT FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅GECU FEDERAL CREDIT UNION

✅ONE SOURCE FEDERAL CREDIT UNION

✅FIRST FINANCIAL 68244 CREDIT UNION

✅WHITE SANDS FEDERAL CREDIT UNION

Compare other loan types in Las Cruces, NM

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