Vehicle Loans in Surprise, AZ

Searching for the best used car finance deals in Surprise, AZ? Compare offers from trusted local lenders to find low rates and fast approvals that fit your budget. Getting behind the wheel of your next car has never been easier.

Whether you’re upgrading or refinancing, Surprise residents can count on friendly service and competitive rates tailored to the community. Take a moment to explore your options and drive away with confidence today.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
swacu
4.19 - 15.25 %
3 - 6 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
mayocreditunion
4.29 - 6.69 %
0.1 - 5 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

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