Auto Loans in Scottsdale, AZ 85251

If you’re shopping for the average car finance rate in Scottsdale, AZ, you’re in the right place. Compare offers from local lenders easily to find rates that fit your budget and get you behind the wheel faster.

Scottsdale drivers deserve loan options that are simple and fair. By comparing vehicle loan rates here, you can secure a competitive rate with quick approval—making your car buying experience smooth and stress-free.

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4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.95 - 5.15 %

4 - 5 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 5.24 %

5 - 6 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

5.09 - 10.34 %

7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The 90–day rate range is wider, but recent rates have stayed steady. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

🏦 Local Lenders in Scottsdale, AZ

ARIZONA FINANCIAL CREDIT UNION — 3396 N HAYDEN RD SCOTTSDALE AZ 85251

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