Vehicle Loans in Phoenix, AZ

Ready to find the best loan for your home or car in Phoenix, AZ? Comparing offers from trusted local lenders helps you secure low rates and fast approvals, so you can make your next big purchase with confidence.

Whether you’re buying a new car or refinancing an existing loan, local lenders in Phoenix understand your needs. Explore competitive loan options tailored to Valley residents and get one step closer to your dream home or vehicle today.

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Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
oneazcu
4.95 - 5.15 %
4 - 5 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The 90–day rate range is wider, but recent rates have stayed steady. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

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Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re in Phoenix, AZ and exploring home or car loan options, it’s worth taking the time to compare offers from multiple lenders on LendMesh. This way, you can uncover better deals and more affordable rates that fit your budget. By shopping around, you empower yourself to make smarter financial decisions without feeling rushed or pressured.

For a more hands-off approach, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 5% or 4%—and you’ll receive notifications the moment loan offers dip below that threshold. With regular updates featuring expert insights, rate trends, and curated loan deals, Phoenix borrowers can stay informed and ready to act when the best opportunities arise.

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