Auto Loans in Phoenix, AZ 85035

Looking for the best car loan interest rates in Phoenix, AZ? Compare offers from local lenders to find flexible terms that fit your budget and get you behind the wheel faster. It’s simple, quick, and designed with Phoenix drivers in mind.

Whether you’re buying your first car or upgrading to a newer model, comparing loan options helps you save money and avoid surprises. Start here to secure a great rate and enjoy friendly, hometown service that supports our Phoenix community.

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4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.95 - 5.15 %

4 - 5 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 5.24 %

5 - 6 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

5.09 - 10.34 %

7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The rates have remained steady over this period. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Phoenix, AZ

DESERT FINANCIAL CREDIT UNION — 7515 W ENCANTO BLVD STE 1 PHOENIX AZ 85035

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