Vehicle Loans in Phoenix, AZ

Looking for the best car loan interest rates in Phoenix, AZ? Compare offers from local lenders to find flexible terms that fit your budget and get you behind the wheel faster. It’s simple, quick, and designed with Phoenix drivers in mind.

Whether you’re buying your first car or upgrading to a newer model, comparing loan options helps you save money and avoid surprises. Start here to secure a great rate and enjoy friendly, hometown service that supports our Phoenix community.

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Lender
APR
Term
Link
Info
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
macu
4.99 - 5.24 %
5 - 6 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
cuwest
5.24 - 7.74 %
0.1 - 7 Yrs
arizonafinancial
5.29 - 5.84 %
5 - 7 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
notredamefcu
5.558 %
5 Yrs
pimafederal
5.74 - 5.99 %
0.6 - 7 Yrs
truwest
5.75 - 18.53 %
4.1 - 15 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7 and 30 days. Recreational loans are fixed at 5.74% , also with no recent changes. Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.24% and 8.19% APR, also showing no change in the same periods. Recreational loan rates range from 7.24% to 8.49% APR and have remained steady over the last 7, 30, and 60 days.

Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods. Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago.

Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% . Truwest's auto loans with an APR range of 6.15% to 18.53% . Unchanged over the past 7, 30, 60, or 90 days.

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Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re searching for the best car loan interest rates in Phoenix, AZ, keep exploring and comparing offers on LendMesh. With a variety of lenders in one place, you can find options that fit your budget without any pressure. Taking a little extra time to shop around can help you uncover better deals and save more on your next vehicle loan.

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