Vehicle Loans in Phoenix, AZ

Finding the best used car finance deals in Phoenix doesn’t have to be complicated. Compare offers from local lenders to get competitive rates and quick approvals, so you can drive away with confidence and ease.

Whether you’re upgrading or buying your first vehicle, Phoenix’s trusted lenders are ready to help. Start comparing loan options today and find a plan that fits your budget and lifestyle perfectly.

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Filters

Lender
APR
Term
Link
Info
macu
4.99 - 5.24 %
5 - 6 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
cuwest
5.24 - 7.74 %
0.1 - 7 Yrs
arizonafinancial
5.29 - 5.84 %
5 - 7 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
notredamefcu
5.558 %
5 Yrs
pimafederal
5.74 - 5.99 %
0.6 - 7 Yrs
desertfinancial
5.84 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7 and 30 days. Recreational loans are fixed at 5.74% , also with no recent changes. Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.24% and 8.19% APR, also showing no change in the same periods. Recreational loan rates range from 7.24% to 8.49% APR and have remained steady over the last 7, 30, and 60 days.

Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods. Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago.

Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% . Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed over the past 7, 30, 60, or 90 days.

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Why compare Vehicle Loans in Phoenix, AZ on LendMesh

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