Vehicle Loans in Phoenix, AZ

Ready to find the best auto loan APR in Phoenix, AZ? Compare offers from local banks and credit unions to secure a great rate that fits your budget and gets you on the road faster.

Whether you’re buying new or used, exploring refinancing, or upgrading your ride, checking multiple loan options helps you save money and drive with confidence in Phoenix.

NewUsed

Filters

Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
oneazcu
4.95 - 5.15 %
4 - 5 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The rates have remained steady over this period.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

🏦 Local Lenders in Phoenix, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

Compare other loan types in Phoenix, AZ

Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re searching for the best auto loan APR in Phoenix, AZ, taking the time to compare offers on LendMesh can help you uncover better deals and more affordable options. With access to rates from multiple lenders, you can find the loan that fits your budget and driving goals without feeling rushed. Keep exploring to make a well-informed choice that puts you in the driver’s seat with confidence.

Consider subscribing to LendMesh for personalized alerts tailored to your ideal auto loan rate in Phoenix, AZ. Just set your target APR, and you’ll receive notifications as soon as offers dip below your preferred number. Plus, get regular updates featuring expert insights, trending rates, and carefully selected loan deals—helping you stay ahead and never miss a smart opportunity. Join many savvy borrowers who trust LendMesh to make auto financing simpler and more rewarding.

Customers are also interested in:

Best Auto Loan Apr