Vehicle Loans in Phoenix, AZ

Ready to find the best car loan rates in Phoenix, AZ? Compare offers from local lenders to see which deal fits your budget and needs, whether you’re buying new or used. It’s quick, simple, and puts you in control of your next ride.

Phoenix drivers deserve loan options that match their lifestyle. By comparing rates nearby, you can unlock lower payments and faster approvals, making your car buying experience smooth and stress-free. Start today and drive away with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
oneazcu
4.95 - 5.15 %
4 - 5 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
macu
4.99 - 5.24 %
5 - 6 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Oneaz's auto loan rates range from 4.95% to 5.15% APR and have not changed in the past 7 or 30 days. Motorcycle loans range from 6.45% to 18% APR with no change in the last week. Other loans are at 7.45% APR, unchanged from 7 and 30 days ago but up from 90 days ago. Recreational loans remain steady at 7.45% APR over the past week.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago.

🏦 Local Lenders in Phoenix, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

Compare other loan types in Phoenix, AZ

Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re in Phoenix, AZ and looking to get car loan rates, taking the time to compare lenders on LendMesh can help you uncover better deals and more affordable options. Exploring multiple offers gives you the confidence to choose a loan that fits your budget without any pressure—because finding the right rate is all about what works best for you.

Want to stay ahead of Phoenix’s car loan rates? Subscribe to LendMesh for personalized alerts tailored to your target interest rate. Whether you prefer weekly or monthly updates, you’ll receive expert insights, trending rates, and curated loan deals right in your inbox. Join thousands of smart borrowers who trust LendMesh to catch the best opportunities as soon as they arise.

Customers are also interested in:

Get Car Loan Rates