Vehicle Loans in Phoenix, AZ

Ready to find the best used car loan rates in Phoenix, AZ? Compare offers from trusted local lenders quickly and easily to get the deal that fits your budget.

Whether you’re upgrading or refinancing, Phoenix drivers rely on competitive rates and friendly service. Start comparing today and drive away with confidence and savings.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
∞
swacu
4.19 - 15.25 %
3 - 6 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
mayocreditunion
4.29 - 6.69 %
0.1 - 5 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
bcu
4.39 - 7.19 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR and have stayed the same over the past month. Recreational loan rates are 6.95% to 9.9% APR, which is down from 7 days ago but unchanged from 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago.

🏦 Local Lenders in Phoenix, AZ

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