Auto Loans in Phoenix, AZ 85015

Looking for the best car loan rates in Phoenix, AZ? Compare offers from trusted local lenders and find a loan that fits your budget and credit. Whether you’re buying new or used, getting the right rate is easier than ever.

Phoenix drivers deserve personalized service and fast approvals. Explore competitive loan options tailored to your needs and get behind the wheel with confidence—right here in your community.

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4.24 - 5.49 %

2 - 7 Yrs

∞

4.49 - 8.49 %

3 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.89 - 10.14 %

7 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

4.95 - 5.15 %

4 - 5 Yrs

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The rates have remained steady over this period.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

🏦 Local Lenders in Phoenix, AZ

COPPER STATE CREDIT UNION — 1640 W THOMAS RD PHOENIX AZ 85015
DESERT FINANCIAL CREDIT UNION — 6633 N BLACK CANYON HWY PHOENIX AZ 85015

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