Vehicle Loans in Ephraim, UT

Looking for a car loan in Ephraim, UT? Compare local offers quickly to find low rates and flexible terms that fit your budget. Whether it’s a new ride or a trusted used vehicle, we make it simple to get the financing you need.

Ephraim drivers trust local credit unions for fast approvals and friendly service. Start your loan comparison today and drive away with confidence, knowing you got the best deal for your next vehicle in our community.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
gwcu
4.74 - 5.99 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
cypruscu
4.99 %
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
macu
4.99 - 5.24 %
5 - 6 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Goldenwest's auto loan rates range from 4.74% to 5.99% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 6.99% and 9.24% APR and have stayed the same compared to 7 and 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

Cyprus has an auto loan rate of 4.99% APR and a recreational loan rate of 7.74% APR. Both rates have stayed the same compared to 7 and 30 days ago. These rates have also not changed over the past 60 and 90 days. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

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Why compare Vehicle Loans in Ephraim, UT on LendMesh

If you're searching for a car auto loan in Ephraim, UT, it's smart to explore multiple lenders on LendMesh before deciding. Comparing offers helps you uncover better rates and terms that match your budget, ensuring you get the most value for your loan. Taking a little extra time now can lead to big savings down the road.

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